Alexander v Road Accident Fund and Three Other Related Matters (2021/53043; 2021/26274; 2020/15348; 2022/5105) [2023] ZAGPJHC 112 (11 February 2023)

80 Reportability
Personal Injury Law - Road Accident Fund

Brief Summary

Motor vehicle accident — Compensation — Interim payment application under Rule 34A — Written admission of liability — Fund's admission limited to negligence, not encompassing full liability for damages — Court finds insufficient basis for interim payment as all elements of claim remain in dispute. Applicants sought interim payments for medical costs from the Road Accident Fund following motor vehicle accidents. The Fund admitted negligence of its insured driver but reserved rights regarding other aspects of liability. The court held that the Fund's admission did not satisfy the requirement for an admission of liability under Rule 34A, as it did not encompass the necessary elements of bodily injury and causation, leaving the claims unresolved.

Comprehensive Summary

Summary of Judgment


Introduction


This judgment concerned four unopposed interlocutory applications for interim payments in motor vehicle accident damages actions. Each application was brought in terms of Uniform Rule of Court 34A(4)(a) against the Road Accident Fund (the Fund), seeking payment of past medical expenses already incurred pending final determination of the plaintiffs’ damages claims.


The parties in each matter were individual plaintiffs (Gale Belinda Alexander, Charmaine Patrichia Morris, Nishma Premdaw Harripershad, and Seeta Elizabeth Maboya) as applicants, and the Road Accident Fund as respondent. Each applicant was pursuing compensation under section 17(1) of the Road Accident Fund Act 56 of 1996 arising from bodily injuries allegedly sustained in a motor vehicle collision.


Procedurally, the matters were enrolled in the unopposed motion court and served before Moultrie AJ on 25 January 2023. The court directed that they be heard together because they raised the same legal issue, arose from materially similar facts, and were presented by the same attorneys. Judgment was delivered electronically on 11 February 2023.


The general subject-matter of the dispute was whether documents commonly used in practice—purporting to settle or concede negligence (often described as settling “the merits”)—amount to a written admission of liability for the plaintiff’s damages as required by Rule 34A(4)(a), thereby enabling interim relief.


Material Facts


The following facts were treated as either common cause or not seriously in dispute for purposes of the applications. Each applicant had instituted an action against the Fund claiming compensation for loss or damage allegedly suffered as a result of bodily injuries arising from the driving of a motor vehicle, relying on section 17(1) of the Road Accident Fund Act 56 of 1996.


Each applicant sought an interim payment under Rule 34A(4)(a) limited to medical costs already incurred. The court accepted that, because of section 17(6) of the Act, interim payments against the Fund could only be ordered for past medical costs already incurred, and it recorded that each application had been appropriately limited to such costs.


In the absence of opposition, the court stated that it had no reason to doubt that the applicants had adequately proved the incurrence of the relevant medical costs in their founding affidavits, that the amounts claimed would not exceed a reasonable proportion of likely recoverable damages (if liability were admitted), and that the Fund had the means to make payment. The court’s difficulty was confined to whether the necessary jurisdictional prerequisite of Rule 34A(4)(a) was met, namely a written admission of liability.


The applications relied on specific Fund documents said to constitute written admissions. In the Alexander and Maboya matters, the applicants relied on signed and accepted “without prejudice” offers in which the Fund stated that it had concluded the collision resulted from the sole negligence of the insured driver, offered to settle the issue of negligence vis-à-vis the occurrence of the collision, and explicitly stated that the offer was limited to negligence and could not be construed as conceding any other aspect of the claim, with the Fund reserving its rights in relation to all other procedural and substantive aspects.


In the Harripershad matter, an identical document was relied upon, but it did not appear to bear a signature of acceptance. The founding affidavit nevertheless alleged that it had been accepted, and the court indicated that it had no reason to doubt that allegation for purposes of the application.


In the Morris matter, the document was materially similar, except that the Fund admitted contributory negligence of its insured driver at 50%. The court indicated that nothing turned on this difference for the legal issue it had to decide.


The material point, as extracted by the court from these documents, was that the Fund’s admissions were framed as admissions about negligence causing the collision, while simultaneously and expressly reserving all other issues. The documents did not record any admission that the applicants suffered bodily injury, nor any admission that any injury arose from the collision.


Legal Issues


The central legal question was whether the documents relied upon by the applicants constituted, for purposes of Rule 34A(4)(a), a written admission by the Fund of “liability for the plaintiff’s damages.” The court treated this as a threshold requirement that must be satisfied before the court’s power to order an interim payment can be exercised.


The dispute was primarily one of law, namely the interpretation and application of Rule 34A(4)(a)’s requirement of an admission of liability for damages, coupled with the legal significance of the terminology used in practice (such as a concession of “the merits”). It also involved the application of law to the facts, in that the court had to determine whether the particular wording and limitations contained in the Fund’s documents could amount to the required admission.


A further issue addressed was the conceptual and practical distinction between an admission or settlement of “the merits” (in the attenuated sense of fault or negligence causing the collision) and an admission of “liability” (in the sense of conceding all elements giving rise to an obligation to pay damages, leaving only quantum outstanding).


Court’s Reasoning


The court approached the matter from the premise that Rule 34A(4)(a) permits interim payment orders only where the court is satisfied that the defendant has in writing admitted liability for the plaintiff’s damages. The court treated this requirement as a jurisdictional requirement, drawing support from authority indicating that absent compliance with Rule 34A(4)(a) or Rule 34A(4)(b), there is no scope for awarding interim payments under the rule.


The court accepted that, in RAF matters, section 17(6) of the Road Accident Fund Act 56 of 1996 narrows interim payments to those already incurred (in relation to medical costs), and it was satisfied that the applications were appropriately framed in that respect. It also accepted that other requirements in the rule, such as proportionality and the Fund’s ability to pay, were not problematic on the papers. The court therefore confined its analysis to the adequacy of the alleged written admission.


On the meaning of “liability for the plaintiff’s damages,” the court reasoned that an admission of negligence is only one component of a plaintiff’s cause of action in delict under the Act. The court relied on authority that a claimant must establish the normal delictual elements, and emphasised that even if negligence (and assumed wrongfulness) is established, the claimant must still show that the loss suffered is due to the negligent act, which engages the enquiry into causation. This meant that an admission limited to negligence causing the collision did not dispose of causation between the collision and the alleged bodily injury, nor did it dispose of the existence of bodily injury as harm.


The court considered the wording of the Fund’s documents decisive. It highlighted that the offers were expressly limited to “the aspect of negligence as to the manner in which the collision occurred,” that they could not be construed as concessions of “any other aspect of the claim,” and that the Fund reserved rights on other procedural and substantive issues. On the court’s reading, these statements positively demonstrated that the Fund had not admitted liability for the damages claimed, because the documents left open whether the applicants suffered bodily injury at all and whether any injury was caused by the collision. The court characterised this as leaving harm and causation in dispute, meaning that an admission of “liability for damages” had not been made.


A substantial part of the court’s reasoning addressed confusion in practice around the term “the merits.” The court recorded that counsel contended these documents were treated as settling “the merits,” but it emphasised that, in this context, “the merits” is often used in an attenuated sense referring only to fault/negligence. The court held that such a concession may narrow issues for trial but does not amount to an admission of liability for the plaintiff’s damages for Rule 34A(4)(a) purposes.


In developing this point, the court relied on explanations in MS v Road Accident Fund about what a concession on “the merits” entails in RAF litigation, and on Mnisi v RAF and other related matters, where an identically worded document was taken not to settle “the merits” in the sense of liability because the other elements of the RAF cause of action (including injury, causation, and the linkage between negligence, injuries, and loss) remained to be proved. The court used these authorities to support the proposition that negligence causing the collision does not, without more, equate to liability for damages.


The court then addressed Apleni v Minister of Police and a related matter, agreeing that Rule 34A(4)(a) does not require the quantum of damages to have been admitted. However, it rejected the contention that an admission of negligence alone could satisfy the requirement of an admission of liability for damages. The court also referred to Tolstrup NO v Kwapa NO for an explanation that an agreement or finding on liability (equated there with “the merits” in the fuller sense) disposes of everything except quantum, including defences that relate to whether damages are payable. Against that understanding, the court held that the Fund’s documents—being confined to negligence and explicitly reserving other issues—did not constitute an admission of liability as contemplated by Rule 34A(4)(a).


Having found that the jurisdictional requirement was not met, the court concluded that each application had to fail, notwithstanding the absence of opposition. The court indicated that it would make no costs order given that the Fund had not opposed the applications.


The judgment concluded with an observation that certain prevalent practices—recording in pre-trial minutes that “the merits” have been settled and advising courts that only quantum remains, based solely on documents limited to negligence—amount to a misdirection. The court stated it intended to request that the judgment be brought to the attention of the Fund’s Chief Executive Officer.


Outcome and Relief


The court dismissed each of the four applications for interim payments under Uniform Rule of Court 34A on the basis that the Fund had not, in writing, admitted liability for the plaintiffs’ damages as required by Rule 34A(4)(a).


No order as to costs was made in any of the matters, the applications having been unopposed.


Cases Cited


Apleni v Minister of Police and a related matter [2021] JOL 56020 (WCC)


Fair v SA Eagle Insurance Co Ltd 1995 (4) SA 96 (E)


J v MEC Health, Western Cape [2017] ZAWCHC 75


Karpakis v Mutual & Federal Insurance Co Ltd 1991 (3) SA 489 (O)


Kaufmann v The Road Accident Fund 2019 JDR 2018 (GJ)


Law Society of South Africa and Others v Minister for Transport and Another 2011 (1) SA 400 (CC)


Mnisi v RAF and other related matters [2022] JOL 53515 (MM)


MS v Road Accident Fund [2019] 3 All SA 626 (GJ)


Road Accident Fund v Krawa 2012 (2) SA 346 (ECG)


Road Accident Fund v Manqina 2020 (5) SA 202 (ECB)


Tolstrup NO v Kwapa NO 2002 (5) SA 73 (W)


Legislation Cited


Road Accident Fund Act 56 of 1996, section 17(1)


Road Accident Fund Act 56 of 1996, section 17(6)


Rules of Court Cited


Uniform Rules of Court, Rule 34A(2)


Uniform Rules of Court, Rule 34A(4)(a)


Uniform Rules of Court, Rule 34A(4)(b)


Uniform Rules of Court, Rule 34A(4)


Uniform Rules of Court, Rule 34A(5)


Held


The court held that a written concession by the Road Accident Fund that the collision was caused by the sole or contributory negligence of its insured driver, where the document is explicitly limited to negligence and reserves rights on all other aspects, does not constitute a written admission of liability for the plaintiff’s damages as required by Uniform Rule of Court 34A(4)(a).


The court further held that, because the documents did not admit the existence of bodily injury or the causal connection between the collision and the alleged injuries and loss, the jurisdictional requirement for interim payment relief under Rule 34A(4)(a) was not met. Each interim payment application was therefore dismissed, with no costs order.


LEGAL PRINCIPLES


Rule 34A(4)(a) requires that a defendant must have in writing admitted liability for the plaintiff’s damages before a court may order an interim payment; this requirement functions as a threshold (jurisdictional) prerequisite to the court’s power to grant the remedy.


In Road Accident Fund litigation, an admission or concession limited to negligence causing the collision (often described in practice as settling “the merits”) does not necessarily amount to an admission of liability for damages, because negligence is only one element of the delictual cause of action and does not, without more, establish harm (bodily injury) and causation linking the collision to the injuries and losses claimed.


A conceptual distinction must be maintained between “the merits” used in a narrow sense (fault/negligence for the occurrence of the collision) and “liability” in the fuller sense (an agreement or finding that disposes of all issues except quantum). Documents that expressly confine themselves to negligence and reserve all other issues do not amount to the latter and cannot ground interim payment relief under Rule 34A(4)(a).

About SAFLII
Databases
Search
Terms of Use
RSS Feeds
South Africa: South Gauteng High Court, Johannesburg
SAFLII
>>
Databases
>>
South Africa: South Gauteng High Court, Johannesburg
>>
2023
>>
[2023] ZAGPJHC 112
|

|

Alexander v Road Accident Fund and Three Other Related Matters (2021/53043; 2021/26274; 2020/15348; 2022/5105) [2023] ZAGPJHC 112 (11 February 2023)

IN THE HIGH COURT OF
SOUTH AFRICA
(GAUTENG DIVISION,
JOHANNESBURG)
Case no: 2021/53043
(1) REPORTABLE: NO
(2) OF INTEREST TO OTHER
JUDGES: YES
(3) REVISED.
Date: 11 February 2023
In
the matter between:
ALEXANDER,
GALE BELINDA
Applicant
and
THE
ROAD ACCIDENT FUND
Respondent
Case no: 2021/26274
In
the matter between:
MORRIS,
CHARMAINE PATRICHIA
Applicant
and
THE
ROAD ACCIDENT FUND
Respondent
Case no: 2020/15348
In
the matter between:
HARRIPERSHAD,
NISHMA PREMDAW
Applicant
and
THE
ROAD ACCIDENT FUND
Respondent
Case no: 2022/5105
In
the matter between:
MABOYA
,
SEETA ELIZABETH
Applicant
and
THE
ROAD ACCIDENT FUND
Respondent
JUDGMENT
This judgment is
handed down electronically by circulation to the parties’ legal
representatives by e-mail and by uploading
the signed copy to
Caselines.
Motor vehicle accident —
Compensation — Claim against Road Accident Fund —
Application for interim payment under
rule 34A for medical costs
already incurred — Written admission of liability for damages
in rule 34A(4)(a) —
Written admission that accident
caused by sole or contributory negligence of insured driver
insufficient to satisfy court that
Fund has admitted liability —
Terminology: Potential confusion arising from statement that
defendant has conceded ‘the
merits’ (which may only
dispose of issue of fault), as opposed to concession of ‘liability’
(which disposes of
all issues other than the quantum of damages) —
Uniform Rules of Court, rule 34A;
Road Accident Fund Act, 56 of 1996
,
s 17(6).
MOULTRIE AJ
[1]
These four
matters all served before me in the unopposed motion court on 25
January 2023.
[1]
Having
identified significant commonalities in the facts and the legal
question that arises for determination, and in view of the
fact that
all of the applicants are represented by the same attorneys, I
ordered that they be heard together. Mr Mudau appears
in the first
matter and Mr Molojoa appears in the other three. I am grateful to
both counsel for their submissions.
[2]  The applicants
are all plaintiffs in actions instituted against the Road Accident
Fund in which they seek to recover compensation
in terms of
section
17(1)
of the
Road Accident Fund Act, 56 of 1996
for loss or damage
suffered as a result of bodily injuries caused by or arising out of
the driving of a motor vehicle. Each of
them seeks an order for an
interim payment under
Rule 34A(4)(a).
This rule provides that a court
may grant an order requiring the defendant in an action for damages
for personal injuries to make
an interim payment in respect of
medical costs and loss of income arising from the plaintiff’s
physical disability if it
satisfied that the defendant “
has
in writing admitted liability for the plaintiff’s damages
”.
The Fund has not opposed any of the applications.
[3]
In view of
the proviso contained in
section 17(6)
of the Act,
[2]
the Fund may only be ordered to make an interim payment in respect of
medical costs that have already been incurred under
Rule 34A.
[3]
The applications are all appropriately limited to such costs. In the
absence of opposition, I also have no reason to doubt that
the
incurrence of the medical costs has been adequately proved in the
founding affidavits,
[4]
and that
the amounts claimed will not exceed a reasonable proportion of the
damages which are likely to be recovered by the plaintiffs
(assuming
the Fund is found to have admitted liability) taking into account any
contributory negligence, set off or counterclaim.
[5]
In addition, I accept that the Fund has the means at its disposal to
enable it to make the claimed payments.
[6]
[4]  My sole
difficulty with the relief sought arises from the documents upon
which the applicants rely as constituting the
Fund’s written
admissions of liability.
[5]  In the
Alexander and Maboya matters, the documents in question are duly
accepted “without prejudice” offers
from the Fund that
read in relevant part as follows:
The RAF has concluded
that the collision resulted from the sole
negligence
of the
RAF’s insured driver.

the RAF offers
to settle
the issue of negligence
vis-à-vis the
occurrence of the motor vehicle collision on the basis that the
insured driver was solely
negligent
in
causing the motor
vehicle collision
.
This offer is
limited
to the aspect of negligence as to the manner in which the collision
occurred
. This offer
may not be interpreted or construed in a
manner that would have the RAF concede any other aspect of the claim
.
To avoid doubt, the RAF
reserves all its rights in law with
regards to all other
procedural and
substantive aspects of the
claim
.
[6]
Although an
identical offer is relied upon in the Harripershad matter (annexure
“LL2” to the plaintiff’s founding
affidavit), it
does not purport to bear a signature of acceptance. However,
paragraph 5 of the founding affidavit states that the
offer was
indeed accepted by the plaintiff, and I have no reason to doubt the
correctness of this allegation.
[7]
[7]  The document
relied upon in the Morris matter is also almost identical, save for
the fact that the Fund only admitted
contributory negligence of its
insured driver in the proportion of 50%. Nothing turns on this.
[8]
I was
assured by both counsel that it is widely considered by practitioners
– and indeed the Fund itself – that these
documents (I
was advised that they are ‘standard forms’) constitute
sufficient written admission of liability on the
part of the Fund for
the purposes of
Rule 34A.
For the reasons set out below, I
respectfully disagree. Although counsel further assured me that
courts routinely grant applications
for interim payments based on
identical documents, I was not referred to or furnished with any
judgment in which this was the case,
and I have been unable to locate
any.
[8]
[9]
In my view,
the documents in question are not sufficient to satisfy a court that
the Fund “
has
in writing admitted liability for the plaintiff’s damages
”.
This has been referred to as a “
jurisdictional
requirement

that has to be present before the rule may be applied.
[9]
To the contrary, as the portions that I have underlined in the
extract quoted above expressly state, the Fund has only admitted

the
issue of negligence … as to the manner in which the collision
occurred

and that the “
collision
resulted from the … negligence of the insured driver
”,
who was “
negligent
in causing the … collision
”.
[10]
Proof or
admission of negligence is but one of the elements of a plaintiff’s
cause of action against the Fund for compensation
under the Act: a
plaintiff who seeks to recover compensation “
must
establish the normal delictual elements
”.
[10]
[11]
In the
current applications, the documents relied upon by the plaintiffs
could hardly be clearer: the Fund’s admission is

limited
to the aspect of negligence as to the manner in which the collision
occurred
”.
It is expressly stated that no concession is made in relation to “
any
other aspect of the claim

and that the Fund “
reserves
all its rights in law with regards to all … procedural and
substantive aspects

of the claims, other than negligence. In particular, the Fund has
neither admitted (i) that the plaintiffs are suffering
any bodily
injury at all; nor (ii) that any such bodily injury arose from the
negligently-caused collision.
[11]
In other words, apart from
quantum
,
both bodily injury (or “harm” in delictual terms) and
causation remain in dispute, and there has been no admission
of
“liability” for any damages that might in due course be
proven, as required by
Rule 34A(4)(a).
[12] As Fisher J observed
in
MS v Road Accident Fund
:

once negligence
of the third party driver is proved, wrongfulness is generally
assumed. It must then be shown that the loss suffered
by the claimant
is due to the negligent/wrongful act in issue.
This
is when the causation phase of the enquiry begins
.
[12]
[13] It is apparent from
my engagement with counsel that there is much confusion around
terminology. According to counsel, the documents
under consideration
in the current matters constitute an admission of (and indeed finally
resolve) the question of ‘the merits’
of the actions
against the Fund. It must, however, be emphasised that the term ‘the
merits’ as employed in this context
has an attenuated meaning
that, at most, refers to the question of whether the accident was
caused by the sole or contributory
negligence of the defendant’s
insured driver. While a concession of ‘the merits’ in
this sense will undoubtedly
have the result of significantly reducing
the scope of the issues to be determined at trial, it must be
emphasised that such a
concession does not mean that the Fund has
conceded or “
admitted liability for the plaintiff’s
damages
” for the purposes of
Rule 34A(4)(a).
[14]
This was
made abundantly clear by Fisher J in
MS
v RAF
.
Although the court labelled the enquiry into whether the collision
was caused by the insured driver’s sole or contributory

negligence as “
the
Merits Enquiry
”,
[13]
it emphasised that:
A concession by the RAF
as to (the “Merits”) cannot, unless otherwise
specifically agreed, denote anything more than
that the RAF admits
that the negligence of the insured driver caused the accident. Thus,
such concession or a determination of
the Merits in favour of the
plaintiff is no more than a finding that the insured driver was
negligent and, given that the claim
is for personal injury under the
Act, of the assumed wrongfulness element as well.
[14]
[15] In
Mnisi
(which did not involve
Rule 34A)
, the court considered an identically
worded document and observed that there had been no settlement of
‘the merits’
in the sense of the question of liability.
It found that apart from negligence …

all the other
elements of the RAF cause of action remains to be proven by the
plaintiffs. This includes: (a) the loss resulted from
bodily injury
to the plaintiff or, in the case of a dependant claiming loss of
support subsequent to the death of a breadwinner,
such loss; (b) the
loss arose from the driving of a motor vehicle; and that (c) the
injury was due to negligence or other wrongful
act. It should also be
immediately apparent that the causal link between the negligent act
of the insured driver which was the
sole or contributory cause of the
collision, the injuries that were sustained by the victim and the
pecuniary or non-pecuniary
loss suffered as a result of the collision
must be proven.
[15]
[16]
For these
reasons, while I agree with the court in
Apleni
v Minister of Police
[16]
that
Rule 34A(4)(a)
does not require the quantum of damages to have
been admitted by the defendant, I do not think that the statement in
the judgment
that “
an
admission of merits is what is intended by the requirement of an
admission of liability for damages

[17]
supports the applicants’ contention in these matters that the
rule allows a court to award an interim payment merely upon
admission
by the defendant of one element of liability. To the extent that the
court may have found otherwise, I respectfully disagree.
The meaning
of ‘the merits’ when that term is intended to be
equivalent to ‘liability’ was explained in
Tolstrup
as follows:
An agreement or finding
on liability (which is the equivalent of the merits) clearly disposes
of everything bar the quantum of damages,
and hence the willingness
to afford the plaintiff interim payments. Quantum would not include a
consideration of defences on the
merits, be they defences raised by
way of special plea, such as lack of jurisdiction, non locus standi,
prescription or the like,
or substantive defences such as absence of
negligence, mistaken identity, contributory negligence and so on, all
of which relate
to whether damages are payable. Once that is out of
the way, the parties can concern themselves with how much is
payable.
[18]
[17] I therefore conclude
that the documents relied upon by the applicants in the current cases
do not evidence an admission of
liability by the Fund as required by
Rule 34(4)(a)
, and that the applications all fall to be dismissed. In
the absence of any opposition, there should be no orders as to costs.
[18]
In closing,
I consider it appropriate to observe that my understanding of
counsels’ submissions was that (despite Fisher J’s

deprecation of the practice in
MS
v RAF
)
[19]
it is not an uncommon occurrence for the term ‘the merits’
in the attenuated sense described above (i.e. limited to
the question
of the negligence of the insured driver) to be employed in
contradistinction to ‘the quantum’, when the
parties’
legal representatives record (solely on the basis of documents such
as those considered in the current applications)
in a pre-trial
minute that ‘the merits’ of a claim have been ‘agreed’
or ‘settled’; or when
they advise the court during
pre-trial procedures on the basis of such documents that the only
outstanding issue for determination
is ‘the quantum’. For
the reasons set out above, this is a misdirection. In view of what
appear to me to be a number
of inappropriate but prevalent practices
referred to in this judgment, I will be requesting that it be brought
to the attention
of the Chief Executive Officer of the Road Accident
Fund.
[19] I make the following
order in relation to the application for an interim payment in terms
of
Rule 34A
in each of the above matters:
(a) The application is
dismissed.
(b) There is no order as
to costs.
RJ Moultrie AJ
Acting Judge of the High
Court
Gauteng Division,
Johannesburg
DATE
HEARD: 25 January 2023
JUDGMENT
DELIVERED: 11 February 2023
APPEARANCES
Counsel
for the applicant in case number 2021/53043:
RV
Mudau instructed by A Wolmarans Inc.
Counsel
for the applicant in case numbers 2021/36274; 2020/15348 and
2022/5105:
BD
Molojoa instructed by A Wolmarans Inc.
[1]
This was prior to the Deputy Judge President’s
clarification on 2 February 2023 that applications for interim

payments under
Rule 34A(4)(b)
should not be enrolled on the
unopposed motion court roll, but on the general civil roll. It would
seem to me that there is no
difference in principle between such
applications and applications such as the current ones under
Rule
34A(4)(a)
and that such applications should in future also be
enrolled on the civil trial roll.
[2]
Section 17(6)
provides that: “
[t]he
Fund, or an agent with the approval of the Fund, may make an interim
payment to the third party out of the amount to be
awarded in terms
of subsection (1) to the third party in respect of medical costs, …
loss of income and loss of support:
Provided that the Fund or such
agent shall, notwithstanding anything to the contrary in any law
contained, only be liable to
make an interim payment in so far as
such costs have already been incurred and any such losses have
already been suffered.

[3]
Road
Accident Fund v Manqina
2020 (5) SA 202
(ECB) paras 17 – 22. I do not read this
judgment as entirely excluding the operation of
Rule 34A
in relation
to the Fund. It seems to me that it merely narrows the scope of the
Rule insofar as it may be applied to the Fund,
as was the position
in relation to the similar previous provision that
section 17(6)
replaced: see
Fair
v SA Eagle Insurance Co Ltd
1995 (4) SA 96
(E) at 100E–G.
[4]
Rule 34A(2).
[5]
Rule 34A(4).
[6]
Rule 34A(5).
[7]
I should note further that I consider the document annexed as
annexure LL3 to be irrelevant. As Mr Molojoa conceded at
the
hearing, while this document evidently constituted a signed written
offer by the RAF “
in
full and final settlement

of the plaintiff’s claim, it was not accepted on behalf of the
plaintiff, who unilaterally amended and signed the
document, and the
amendments were not accepted by the RAF. In any event, on the
plaintiff’s own version, annexure LL3 relates
to another
amount not claimed by the plaintiff in this application.
Furthermore, if there is any doubt in this regard, the document

(even assuming that it was agreed to in its amended form) expressly
states that it would be an agreement to pay “
without
… admission of liability

and, as such, suffers from the same deficiency discussed below.
[8]
Although the applicant in
Kaufmann
v The Road Accident Fund
2019 JDR 2018 (GJ) attempted to rely on a similarly worded document,
it is apparent from paragraph 18 of the judgment that the
court was
doubtful as to whether the document was adequate, and that it was
only prepared to award the interim payment in view
of the fact that
the Fund itself had disclosed that it had made a written offer in
relation to past medical and hospital expenses,
and it was not
suggested that this offer had been made without admission of
liability, as is the case in the Harripershad matter
referred to in
footnote 7 (above).
[9]
J
v MEC Health, Western Cape
[2017] ZAWCHC 75
para 24. In this case, following an extensive
discussion of the court’s discretion under the rule, Henney J
held that there
is no scope for a court to award an interim payment
unless one of the requirements set out in either
Rule 34(4)(a)
or
(b) has been met.
[10]
Law
Society of South Africa and Others v Minister for Transport and
Another
2011
(1) SA 400
(CC) para 25.
[11]
In
MS v
Road Accident Fund
[2019] 3 All SA 626
(GJ) para 12, Fisher J refers to this as the

First
Causation Enquiry
”.
[12]
MS v
Road Accident Fund
(above) para 9.
[13]
MS v
Road Accident Fund
(above)
para 12.
[14]
MS v
RAF
(above) para 13.
[15]
Mnisi
v RAF
and other related matters
[2022] JOL 53515
(MM) paras 27 – 28 and 32 – 33.
[16]
Apleni
v Minister of Police and a related matter
[2021]
JOL 56020
(WCC) para 11.
[17]
This is also the sense in which the term was employed in
Karpakis
v Mutual & Federal Insurance Co Ltd
1991 (3) SA 489
(O) at 497E–G and 498D.
[18]
Tolstrup
NO v Kwapa NO
2002 (5) SA 73
(W) at 77F–G. In
Road
Accident Fund v Krawa
2012 (2) SA 346
(ECG) at paras 28 to 33, the court held on the facts
that the Fund’s concession of “
the
merits

was not limited merely to a concession that the insured driver was
negligent and that as such the case was distinguishable
from
Tolstrup
.
In my view, the current applications are not similarly
distinguishable from that case.
[19]
MS v
RAF
(above) para 2.