Established Investments (Pty) Limited and National Cereal Holdings (Pty) Limited (61/LM/Aug04) [2004] ZACT 61 (15 September 2004)

55 Reportability
Competition Law

Brief Summary

Competition Law — Merger Approval — Unconditional approval of merger between Established Investments (Pty) Ltd and National Cereal Holdings (Pty) Ltd — Merger involves restructuring of loan agreement and acquisition of shares — No significant competition concerns identified as merging parties do not overlap in product markets — Transaction unlikely to substantially lessen or prevent competition, thus approved unconditionally.

COMPETITION TRIBUNAL
REPUBLIC OF SOUTH AFRICA
                                                                                                Case No.: 61/LM/Aug04
In the large merger between:
Established Investments (Pty) Limited 
and
National Cereal Holdings (Pty) Limited
                                                       Reasons for Decision
Approval
1.   On   08   September   2004   the   Competition   Tribunal   issued   a   merger   clearance  
certificate   approving   unconditionally   the   merger   between   Established   Investments  
(Pty) Ltd (“EI”) and National Cereal Holdings (Pty) Ltd (“NCH”). The reasons for this  
decision follow.
The merging parties
2.   The   primary   acquiring   firm   is   EI,   a   special   purpose   vehicle   created   solely   for  
purpose of holding interests of parties to the merger transaction.  
 3. The primary target firm is  NCH, which controls National Cereal Investments  
(Pty)   Ltd   (“NCI”).   The   latter   company   controls   Premier   Foods   (Pty)   Ltd  
(“Premier Foods”). 
The Merger Transaction
4.   This   transaction   constitutes   a   restructuring   of   a   loan   agreement   that   existed  
between   Fabvest   Investment   Holdings   Ltd   (“Fabvest”) 1  and   Nedbank   Ltd  
(“Nedbank”).2  The   merger   transaction   makes   provision   for   Fabvest   to   sell   shares  
which it holds in NCH to EI, and simultaneously to subscribe for 55% of the shares in  
EI. Nedbank will acquire a 45% interest in EI and will simultaneously subscribe for  
the   senior   and   junior   preference   shares   in   the   share   capital   of   EI.   The   merging  
parties have stated that Nedbank’s subscription for these preference shares in EI will  
enable EI to fund the acquisition of a 72.9% interest in NCH. It is further envisaged  
that as soon as the debt has been paid off, Nedbank will dispose of its interest in EI. 
5. According to the shareholders’ agreement concluded between Nedbank, Fabvest

5. According to the shareholders’ agreement concluded between Nedbank, Fabvest  
and EI, Nedbank will be entitled to control EI and the subsidiaries of NCH, which are  
1  The Fabcos Trust controls Fabvest which in turn wholly owns Fabcos Investment Holdings (Pty) Ltd  
(“FIH”). FIH has a 38% interest in Tsogo Investment Holding Company (Pty) Ltd (“TIH”). 
2  Nedbank is a banking group controlled by Nedcor Limited.

Premier Foods and NCI. 3  Nedbank will also have the right to appoint  directors of  
NCH.  The parties informed us at the hearing that Fabcos and Nedcor will – by virtue  
of this transaction ­ enjoy joint control over NCH. They confirmed that they will notify
the transaction should there be any change of the joint control in the future. 4 
Below are diagrams which depict the ownership structure of Premier Foods pre­
merger and that of EI post­merger.
DIAGRAM 1: OWNERSHIP STRUCTURE OF PREMIER PRE­MERGER 
72.9%
       26%
1.1%
100%
100%
                                                                              
DIAGRAM 2: OWNERSHIP STRUCTURE OF EI 
100%
90%
90
45% 55%
3  The parties stated that for as long as Nedbank is a preference shareholder in EI it is in a position to  
exercise control over EI despite the fact that it is a minority shareholder with only 45% in EI. 
4  See the transcript (page 4).
Fabvest GenholdEmployee 
Trust
NCH
NCI
Premier 
Foods
The Fabcos  
TrustNedcor 
Limited
Nedbank 
Limited
Fabvest Investment  
Holdings
Established 
Investments 
(Pty) Ltd
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Rationale for the transaction
6. Nedcor had extended a large loan to Fabvest to purchase its equity in Premier via  
NCH. It appears that concerns over Fabvest’s ability to repay this loan have led the  
parties to restructure their relationship in the present form 5.
The relevant product market 
7. As alluded to above, EI is a special purpose vehicle created for purposes of this  
transaction.  
8. Fabvest is an investment holding company which holds a 38% indirect interest in  
TIH, which is involved in the hotel and gaming industry. Post­merger, Fabvest will be  
involved in the maize, wheat and bread industry 6. 
9.   Nedbank   is   a   commercial   bank   offering   a   broad   range   of   financial   services  
products.
10.   Both   NCH   and   NCI   are   investment   vehicles   and   do   not   trade   in   any   product  
markets   or   provide   any   services.   The   only   trading   entity   within   the   target   firm   is  
Premier Foods. Its main activities include milling, marketing, selling and distribution  
of bread, maize meal and wheat flour products 7. 
Impact on Competition 
11. We were advised that neither Nedcor nor Fabvest own any significant interest in  
any   competitor   of   Premier.   (Premier’s   major   competitors   are   Tiger   Brands   and  
Pioneer Foods). Although Nick Denis, the CEO of Tiger, is a non­executive member  
of the Nedcor Board, we were advised at the hearing that he recuses himself during  
any discussion of the Nedcor relationship with Premier. 
12. Since the merger creates no overlaps nor leads to any vertical integration we are  
satisfied that it raises no competition issues.
Public interest issues
13. The merging parties stated that the transaction would not affect the operations of  
either of the merging parties’ businesses nor result in any job losses.   
5  The parties made it clear during the hearing that the EI structure was not a long term proposition. If

Premier performs successfully the loan will be redeemed and Nedcor will exit. If not, there is a  
possibility that Nedcor will be left as the sole controlling shareholder. Nedcor is unlikely to be a long­  
term owner and will presumably want to sell, possibly to a competitor of Premier’s. We were assured  
that in the unlikely event of such a scenario the merger would be notifiable, but failing which, it is an  
industry which the Commission says it monitors and it would require the transaction to be notified as a  
small merger. (See Transcript (pages 6­7).   
6  This is so because of Premier Foods which forms part of the primary target firm.
7  The main brand in respect of maize meal is Iwisa No. 1; wheaten flour is Snowflake Flour; rice is  
Premier Rice; and in bread products, the Blue Ribbon brand.
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Conclusion
14. We agree with the Commission’s submission that this transaction is unlikely to  
result   in   the   substantial   lessening   or   prevention   of   competition.   We   accordingly  
approve this merger unconditionally.
_______________                                                                       15 September 2004
Norman Manoim                                                                                        Date   
 Concurring:  Medi Mokuena     and Lawrence Reyburn   
For the merging parties:   Elize van Biljon   (Taback & Associates)  
For the Commission:  Martin van Hooven ( Mergers & Acquisitions )
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