Bangani v Standard Bank of SA Ltd (Leave to Appeal) (804/2023P; 805/2023P) [2025] ZAKZPHC 123 (24 November 2025)

45 Reportability
Insolvency Law

Brief Summary

Appeal — Application for leave to appeal — Dismissal of application — The applicant sought leave to appeal against a judgment that sequestrated his estate and that of a family trust due to failure to satisfy a judgment debt. The court found that the applicant did not demonstrate a reasonable prospect of success on appeal, as he failed to provide evidence of other assets to satisfy the debt and did not challenge the sheriff's nulla bona return effectively. The application for leave to appeal was dismissed with costs.

Comprehensive Summary

Case Note


Bulelani Zolani Bangani v The Standard Bank of SA Ltd

Case No: 804/2023P; 805/2023P

Date: 24 November 2025


Reportability


This case is reportable due to its significance in clarifying the tests for granting leave to appeal under section 17 of the Superior Courts Act 10 of 2013. It illustrates the higher threshold that appellants must satisfy to obtain leave for an appeal compared to previous standards. The case serves as an important reference for future applications concerning the interpretation of the statutory requirements as well as the evaluation of prospects for success on appeal, hence contributing to the jurisprudence in South African law.


Cases Cited



  1. MEC Health Eastern Cape v Mkhitha (1221/2015) (2016) ZASCA 176 (25 November 2016)

  2. Smith v S 2012 (1) SACR 567 (SCA)

  3. Commissioner of Inland Revenue v Tuck 1989 (4) SA 888 (T)

  4. Mont Chevaux Trust v Tina Goosen and 18 Others (LCC14R/2014) [2014] ZA LCC 20 (3 November 2014)

  5. Notshokovu v S (157/15) [2016] ZASCA (7 September 2016)

  6. Four Wheel Drive CC v Leshni Rattan NO 2019 (3) SA 451 (SCA)

  7. Wilken and Others NHO v Reichonberg 1999 (1) SA 852 (W)


Legislation Cited



  • Superior Courts Act 10 of 2013


Rules of Court Cited


No specific rules of court were cited in the judgment.


HEADNOTE


Summary


The matter concerned an application for leave to appeal following a judgment which resulted in the sequestration of Bulelani Zolani Bangani's estate and the Bangani Family Trust. The court dismissed the application for leave to appeal, finding that there were no reasonable prospects of success on appeal and no compelling reasons to grant such an appeal.


Key Issues


The key legal issues addressed include the correct interpretation of the requirements set out in section 17 of the Superior Courts Act regarding leave to appeal and the assessment of the reasonable prospect of success. The court also considered the implications of a nulla bona return and the nature of disputes concerning fact and law pertinent to the execution process.


Held


The court held that the application for leave to appeal was dismissed with costs, concluding that the applicants failed to demonstrate a reasonable prospect of success and that their appeal was not founded on compelling reasons as outlined in applicable precedents and legislation.


THE FACTS


The application arose from an earlier court order dated 20 September 2024, which led to the sequestration of Mr. Bangani's estate as well as that of the Bangani Family Trust. The Standard Bank had previously obtained a judgment against Mr. Bangani and the Trust for significant amounts, which were not settled. Following the unsuccessful attempts to recover the debt through a Warrant of Execution, the Sheriff recorded a nulla bona return, indicating that no assets could be attached to satisfy the debt.


During the application, Mr. Bangani contended that the Sheriff did not provide adequate dispute to the claims concerning the nulla bona return. Subsequently, several grounds of appeal were raised, but most were withdrawn, leaving only three core arguments contesting the initial ruling's validity.


THE ISSUES


The court had to determine whether the application for leave to appeal met the criteria established under section 17 of the Superior Courts Act. Specifically, the issue revolved around whether there was a reasonable prospect of success that another court would arrive at a different conclusion. Additionally, the legitimacy of the claims regarding the nulla bona return and the existence of disputes of fact was also in question.


ANALYSIS


The court began by emphasizing the elevated standard imposed by section 17 of the Superior Courts Act, indicating that applicants must now demonstrate a realistically probable chance that another court would decide differently from the lower court. The judgment references prior cases that illustrate this heightened duty, stressing that mere possibilities or speculative grounds cannot suffice for a successful appeal.


The court critically assessed the grounds of appeal put forth by Mr. Bangani and noted that while he alleged the Sheriff’s service was deficient, he failed to provide substantive evidence countering the Sheriff’s return. It was pointed out that Mr. Bangani's own statements indicated an inability to provide alternative assets to settle the judgment debt, thus diminishing the credibility of his claims regarding factual disputes.


Ultimately, the court concluded that the defenses raised did not indicate a genuine material dispute that would warrant a different judgment, affirming that the absence of other substantial evidence to challenge the earlier findings undermined the application for leave to appeal.


REMEDY


The court dismissed the application for leave to appeal with costs, ruling that there were no reasonable prospects of success and that the appeal did not present compelling reasons for it to be heard by a higher court.


LEGAL PRINCIPLES


Key legal principles extracted from this judgment include: the necessity of establishing a reasonable prospect of success on appeal as a prerequisite for leave to appeal, the rigorous nature of the tests under section 17 of the Superior Courts Act, and the requirement to provide concrete evidence in disputes of fact and law. The ruling confirms that vague claims without substantiating evidence will not suffice to meet judicial standards for appeal considerations.

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IN THE HIGH COURT OF SOUTH AFRICA
KWAZULU-NATAL DIVISION PIETERMARITZBURG


CASE NO: 804/2023P
805/2023P

Before: Honourable Ncube J
Heard on: 19 May 2025
Delivered on: 24 November 2025

In the matter between:
BULELANI ZOLANI BANGANI Applicant

and

THE STANDARD BANK OF SA LTD Respondent
and
BULELANI ZOLANI BANGANI N.O. First Applicant
NOBUHLE BEAUTY MAKHANYA N.O Second Applicant
and
THE STANDARD BANK OF SA LTD Respondent

Page 2 of 8




ORDER
In the result I make the following order:
1. The Application for Leave to Appeal is dismissed with costs.


JUDGMENT: APPLICATION FOR LEAVE TO APPEAL



NCUBE J

Introduction

[1] This is an application for leave to appeal. I shall refer to the parties as they
were referred to in the original hearing. The respondents seek leave to appeal to the
Full Court of this Division against the whole judgment and order of this court handed
down on 20 September 2024.

Principals on Application for Leave to Appeal
[2] The starting point of exercise is section 17 of the Superior Courts Act 1 which
provides:

“17 Leave to appeal
(1) Leave to appeal may only be given where the judge or judges
concerned are of the opinion that -----------
(a) (i) the appeal would have a reasonable prospect of success;
or
(ii) there is some other compelling reason why the appeal
should be heard, including conflicting judgments on the
matter under consideration;

1 Act 10 of 2013

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(b) the decision sought on appeal does not fall within the ambit of
section 16(2)(a); and;
(c) where the decision sought to be appealed does not dispose of all
the issues in the ca se, the appeal would lead to a just and prompt
resolution of the real issues between the parties”

[3] Commenting on the aspect of reasonable prospect of success, In MEC Health
Earstern Cape v Mkhitha2 Scheepers AJA (as he then was), expressed himself in the
following terms :
‘’ An applicant for leave to appeal must convince this court on proper grounds that
there is a reasonable prospect or realistic chance of success on appeal. A mere
possibility of success, an arguable case or one that is not hopeless, is not enough.
There must be sound rational basis to conclude that there is reasonable prospect of
success on appeal.’’

[4] In Smith v S3 Plasket JA said the following :

‘’What the test of reasonable prospect of success postulates is a dispassionate
decision based on the facts and the law that a court of appeal could reasonably
arrive at a conclusion different to that of the trial court. In order to succeed
therefore, the appellant must convince this court on proper grounds that he has
prospects of success on appeal and that those prospects are not remote, but have a
realistic chance of succeeding.’’


[5] In the past, the test applied by courts in the determination of an application
for leave to appeal, was whether there was a reasonable prospect that another court
may come to a different conclusion to the one reached by the the court a quo4. With
the coming into operation of section 17 above, the threshold to grant leave to appeal
has been raised. In Mont Chevaux Trust v Tina Goosen and 18 Others5, it was held:


2 (1221/2015) (2016) ZASCA 176 ( 25 November 2016) Para 17
3 2012 (1) SACR 567 (SCA) para 7
4 Commissioner of Inland Revenue v Tuck 1989(4) SA 888(T) at 890-B
5 (LCC14R/2014) [2014] ZA LCC 20(3 November 2014)

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“It is clear that the threshold for granting leave to appeal against the
judgment of a High Court has been raised in the new Act. The former test
whether leave to appeal should be granted was a reasonable prospect that
another court might come at a different conclusion see Van Heerden v
Cronwright and Others 1985(2) SA 342 (T) at 343 H. The use of the word
‘would’ in the new statute indicates a measure of certainty that another court
will differ from the court whose judgment is sought to be appealed against.
This new standard is applied by section 37(4)(b) of the Restitution of Land
Rights Act 22 of 1994 to this Court’s duty to consider the prospects of an
intended appeal”

(6) In Notshokovu v S6 it was said that an appellant faces a higher and stringent
threshold under the Superior Courts Act. Therefore, in terms of section 17 the
enquiry is not whether another court “may” come to a different conclusion, but
“would” indeed come to a different conclusion.

[7] In Four Wheel Drive CC v Leshni Rattan NO7 Schippers JA expressed himself
in the following terms:

“There is a further principle that the court a quo seems to have overlooked-
leave to appeal should be granted only when there is a sound, rational basis
for the conclusion that there are prospects of success in appeal? In the light f
its finding that the plaintiff failed to prove locus standi or the conclusion of the
agreement, I do not think that there was reasonable prospect of an appeal to
this court succeeding or that there was a compelling reason to hear an
appeal”

Brief Background
[8] The application for leave to appeal arises from this court’s order of 20
September 2024, effectively, and finally sequestrating the estate of the respondent
Bulelani Zolani Bangani (“Mr Bangani”) as well as the final sequestration of the
Bangani Family Trust (“the Trust”) of which Mr Bangani and one Nobuhle Beauty
Makhanya (“Miss Makhanya”) were trustees.

Makhanya (“Miss Makhanya”) were trustees.

6 (157/15) [2016] ZASCA (7 September 2016)
7 2019(3) SA 451 (SCA) para 34

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[9] On 15 April 2019, the Standard Bank obtained judgment against the entity
known as “ Xesibe Construction CC and against Mr Bangani in his personal capacity.
Standard Bank also obtained judgment against Mr Bangani and Miss Makhanya in
their capacity as trustees of the Bangani Family Trust. The judgment was for the
payment of the sum if R2 149 992.00 and R6 373 221.62 with interest. Mr Bangani
and the Trust failed to satisfy the judgment debt.

[10] On 7 December 2022, the Sheriff personally served Mr Bangani with a
Warrant of Execution and demanded satisfaction of the warrant of execution. Mr
Bangani informed the Sheriff that he could not make payment in terms of the Warrant
The Sheriff demanded movable property to attach and searched for it but could not
find any. Therefore, the return was one of Nulla Bona. The Nulla Bona return
indicates that Mr Bangani did not advise the Sheriff of any other methods which the
debt could be settled despite the fact that Mr Bangani was obliged to do so. On his
own version, Mr Bangani states:
“ The response I gave the sheriff is that the trust has no money in liquid cash to settle
the amount demanded”
Grounds of Appeal
[11] Initially the Respondent listed five(5) grounds of appeal. When the
application for leave to appeal was argued, Mr Ntlokoana, Counsel for the
Respondents, withdrew the fourth ground and he abandoned ground number 5.
That leaves us with only three(3) grounds.

[12]
Ground 1 On this ground the Respondent contends that this court erred in
interpreting paragraph 3 of the Execution Order against immovable property as
money order and that this court did not deal with the paragraphs of the original court
order which deal with the money order.

Page 6 of 8

This ground is vague and does not make sense. At paragraph 3 and 7 of this court’s
judgment, I did in fact find that a money judgment was made against Respondents.
The ground is considered and dismissed.
Ground no 2
[13] On this ground the Respondents state
“ On the nulla bona return, where the veracity of its contents are contested, the
version of Mr Bangani, on how it was served has not been challenged by an
affidavit from sheriff disputing Mr Bangani’s version. On this ground alone
another court would have come to a different conclusion than the one reached
by this Honourable Court”
I can only repeat what Mr Bangani says in his answering affidavit where he says:
“the response I gave to the sheriff is that the trust has no money in liquid cash to
settle the amount demanded”
The onus was therefore on Mr Bangani to inform the sheriff about other assets which
were available and where such assets were to be found8. He did not do so. This
ground is considered and it is dismissed.
Ground No 3
[14] On this ground the Respondents state:
“Further to the above, it is submitted that given the two contrasting versions from
the nulla bono return and from Mr Bangani the Honourable Court misdirected
itself in concluding that there are no disputes of fact. It is submitted that another
court might come to a different conclusion on this issue”

Not every dispute a fact is relevant. There must be a real, material or genuine
dispute of fact. Mr Bangani himself told the sheriff that the Trust had no money to
satisfy the debt and he did not indicate that there were other assets which could be
realized towards the settlement of the debt owed to Standard Bank. On the date of
the sequestration judgment, the debt owed to Standard Bank was still outstanding,

8 See Wilken and Others NHO v Reichonberg 1999(1) SA 852 (W) at 856 C-E

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despite Mr Bangani saying he has sufficient assets to satisfy the warrant of
execution.
This ground is considered and it is dismissed.
All grounds are considered and dismissed.
Finding
[15] I find that there is no reasonable prospect of success on appeal and there are
no compelling reasons why appeal should be heard.

Order
[16] In the result, I make the following order:
1. The Application for Leave to Appeal is dismissed with costs.


_________________
NCUBE MT
JUDGE OF THE HIGH COURT
OF SOUTH AFRICA
PIETERMARITZBURG

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APPEARANCES:

For the Appellant: Mr V Ntlokwana
Instructed by: Ntlokwana & Associate Inc

For the Respondent: Mr T.Q. Reddy
Instructed by: Drake Flemmer & Osmond Attorneys