Moletji v Standard Bank of South Africa and Others (29793/2016) [2025] ZAGPPHC 775 (30 July 2025)

48 Reportability
Land and Property Law

Brief Summary

The High Court of South Africa, Gauteng Division, Pretoria, addressed an application by Ellen Moletji, the applicant, seeking to declare a sale of immovable property null and void. The property in question was mortgaged by her late brother, Tshepo Joseph Moletji, who passed away in 2013. Following his death, the executrix of his estate failed to make mortgage payments, leading to a default judgment against the estate and the subsequent sale of the property at auction. The applicant claimed she had entered into a purchase agreement with the Standard Bank, which was not honored, resulting in her surprise when the property was sold to a third party. The court dismissed the application, concluding that the applicant lacked the legal standing to challenge the sale since she was not a party to the original default judgment that authorized the execution. The bank argued that the applicant's offer to purchase the property did not materialize into a binding contract, and thus, the sale in execution was valid. The court found that the applicant's claims regarding the contract's validity were unsubstantiated, and the sale was executed lawfully, affirming the transfer of ownership to the third respondent.

SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document
in compliance with the law and SAFLII Policy

REPUBLIC OF SOUTH AFRICA







IN THE HIGH COURT OF SOUTH AFRICA
GAUTENG DIVISION, PRETORIA

Case Number: 29793-2016
(1) REPORTABLE: NO
(2) OF INTEREST TO THE JUDGES: NO
(3) REVISED: YES
DATE: 30/7/25
SIGNATURE:

In the matter between:

MOLETJI, ELLEN APPLICANT

and

THE STANDARD BANK OF SOUTH AFRICA 1ST RESPONDENT

VEZI & DE BEER INCORPORATED ATTORNEYS 2ND RESPONDENT

VILAKAZI MUNTU ZENZO 3RD RESPONDENT

THE DEEDS REGISTRY- JOHANNESBURG 4TH RESPONDENT

In re: the matter between:

THE STANDARD BANK OF SOUTH AFRICA PLAINTIFF
(Registration number: 1962/000738/06)

and

MOLETJI, ELLEN 1ST DEFENDANT
(identity number: 6[…])
(In her capacity as the duly appointed executrix
in the estate Of the late Mr Tshepo Joseph Moletji)

THE MASTER OF THE HIGH COURT, JOHANNESBURG 2ND DEFENDANT

WRITTEN REASONS FOR JUDGMENT

Ramawele AJ

Introduction

[1] This is an opposed application in terms of which the Aplicant sought a relief
declaring the conclusion of the contract of sale of an immovable property described
as Erf Number 2[...] Protea Glen Extention 29 Township, Registration Division I.Q,
Gauteng Province, IN EXTENT OF THREE HUNDRED SQUARE METRES HELD
BY DEED OF TRANSFER NO: 2[...] ("the immovable property") null and void. The
Applicant also seeks other ancillary relief.

[2] The material facts in this application are common cause or not serious ly
disputed between the parties.

[3] On 26 November 2024 I dismissed this application. This judgement
constitutes the reasons for the dismissal of the application.

[4] The First Respondent and Tshepo Joseph Moletji concluded a home loan
agreement on 31 M ay 2012. As security for the amount advanced in terms of the
home loan agreement, the deceased caused a mortgage bond to be registered over
the immovable property.

[5] On 29 October 2013 Tshepo Joseph Moletji ("the deceased") passed away.
Anna Moletji, the deceased mother, was appointed as executrix of the deceased's
estate on 16 March 2014. However, the executrix failed to honour the monthly
instalments that were due as a result whereof the First Respondent instituted an
action and obtained a judgement by default on 24 March 2017 and the immovable
property was declared specially executable.

[6] The First Respondent obtained a warrant of execution, and the immovable
property was attached on 24 May 2017.

[7] The executrix made an application for the recission of the default order. The
rescission application was dismissed on 3 December 2018.

[8] A notice of sale in execution was served on the executrix on 16 September
2021. The immovable property was sold to the Third Respondent and the bond was
registered into the name of the Third Respondent on 28 April 2022.

Applicant's version

[9] The Applicant is the surviving sister of the late Tshepo Joseph Moletji who
passed away on 29 October 2013. The Applicant's mother, Anna Moletji, was
appointed as an executrix of the deceased estate.

[10] According to the Applicant, on 27 September 2021, she furnished the First
Respondent with an offer to purchase ("OTP") the immovable property and
simultaneously applied for a home loan. On 28 September 2021 the First

Respondent approved the home loan and provided the Applicant with an approval
letter.

[11] The Applicant's version is further that she instructed her own conveyancers to
attend to the transfer of the property and further engaged the First Respondent's
conveyancers to finalise the transfer of the property.

[12] The Applicant further states that she was surprised to learn that the
immovable property which she had bought was sold at an auction despite the fact
that the First Respondent's attorneys had been assisting her to save the property
from being auctioned. The immovable property was subsequently purchased by the
Third Respondent at an auction.

First Respondent's version

[13] The First Respondent and the late Tshepo Joseph Moletji concluded a written
home loan agree ment on 31 May 2012. Pursuant to the conclusion of the written
home loan agreement, a mortgage loan was registered over the immovable property.

[14] After the death of Tshepo Joseph Moletji, Anna Moletji was appointed as the
executrix of the deceased estat e. However, the executrix of the deceased estate
failed to timeously and punctually make payment of the monthly instalments as and
when they became due.

[15] The First Respondent made a default application, and the order was granted
on 24 March 2017 in favour of the First Respondent against the deceased estate,
which was duly represented by its executrix, Anna Moletji. The order contained both
the monetary portion of the relief sought as well as the authorization to execute on
the encumbered immovable property. The First Respondent subsequently issued a
Warrant of Execution in respect of the immovable property, and the property was
attached on 24 May 2017 and sold in execution on 4 October 2021.

[16] On 28 April 2021 the Applicant enquired from the Second Respondent about
the arrear amounts owing to the First Respondent. The Second Respondent

responded on 3 May 2021 and informed the Applicant about the amount owing to the
First Respondent.

[17] The Applicant took no further steps to settle the amount owing to the First
Respondent.

Applicant's submissions

[18] The Applicant submits in broad terms that a contract was concluded for the
purchase of the immovab le property with the First Respondent and that such
contract has not been lawfully cancelled.

[19] In the absence of the cancellation of the contract, the Applicant submits that
ownership of the immovable property has passed to the Applicant and that the
property should not therefore have been sold on auction.

[20] The Applicant further contends that the sale in execution was carried out
erroneously and that no ownership has passed from the First Respondent to the
Third Respondent.

First Respondent's submissions

[21] The First Respondent deals with three issues in its submissions, namely,
condonation of the late delivery and service of the First Respondent's answering
affidavit, point in limine regarding the locus standi of the Applicant and submissions
on the validity of the alleged conclusion of the contract with the Applicant.

Point in limine

[22] The First Respondent contends that the Applicant lacks the necessary legal
standing to institute the proceedings against the First Respondent.

[23] The First R espondent contends that the Applicant was not a party to the
default judgement order authorising the First Respondent to execute upon the

immovable property. Accordingly, the First Respondent submits that no legal basis
exists entitling the Applicant to an order setting aside the sale in execution and the
subsequent transfer of the immovable property into the name of the Third
Respondent.

Conclusion of the sale of the immovable property between the Applicant and the
First Respondent

[24] The First Respond ent submits that the real issue between the parties is
whether there was a defect in the conclusion of the contract between the First
Respondent and the Applicant.

[25] The First Respondent contends that the Applicant never caused the offer to
purchase to materialise and that the contract was therefore not concluded.

[26] The First Respondent further submits that the only basis to successfully
contend that the sale in execution should not have been continued with, will be in the
instance where the arrears o r full indebtedness amount was paid before the auction
was held.

Analysis

[27] Although the First Respondent sought application for the condonation of the
delivery of its answering affidavit without any notice of motion, the Applicant raised
no issue with this approach. Accordingly, I did not deem it necessary to take this
issue further. In any event, the reasons given by the Applicant for condonation are
weighty, acceptable and justifiable and there was no need to be overly formalistic.

[28] On the issue of the point in limine, I am of the view, having regard to the
submissions of the First Respondent as set above, that the First Respondent has
made a persuasive argument that the Applicant lacks the necessary legal standing to
institute these proceedings a gainst the First Respondent. The Applicant is obviously
not the executrix of the deceased estate and there are no facts justifying reasons for
the institution of these proceedings against the First Respondent. The Applicant

should stay in her lane and avoi d encroaching on the lane facing oncoming traffic.
The consequences for such a conduct are always dire as it will be demonstrated
below when I deal with the question of costs.

[29] Even if I am wrong on my finding in regarding to the point in limine raised by
the First Respondent, I am still of the view that this application should nevertheless
fail. As it is apparent from the above, the only issue upon which this application is
premised is that there was a valid contract of sale concluded between the Fir st
Respondent and the Applicant. The Applicant contends that this should have led to
the cancelation of the auction.

[30] The validity of the contract of sale of an immovable property is therefore
central to the determination of this application. It is tri te that in contracts for the sale
of immovable properties, such contracts must always be in writing.

[31] According to the Offer to Purchase ("OTP") provided by the Applicant to the
First Respondent, the seller of the immovable property is the Applicant, and the
purchaser thereof is Anna Moletji.

[32] Without any further analysis of the law, it is clear t hat the Applicant, whose
version is that she had purchased the immovable property from the First Respondent,
could not have concluded an offer to sell the immovable with the executrix. Annexure
"ANS7" which purports to be an offer to purchase concluded bet ween the First
Respondent and the Applicant, does not support the Applicant's contention. On the
contrary, the conclusion of the aforesaid offer to purchase is contractually untenable.
One cannot offer to sell a property which belongs to someone else. This application
also fails on this point.

[33] Having regard to the history of the matter as well as the nature of this
application i.e particularly the manner in which the Applicant has prosecuted its claim,
I am of the view that these proceedings amount to an abuse of the court process.

I am of the view that these proceedings amount to an abuse of the court process.
The Applicant should have known that it was only the executrix, as the
representative of the deceased estate, who could at least, have brought the
application.

Order

In the result the following order is made:

[1] The application is dismissed.

[2] The Applicant to pay costs on attorney client scale.



RATHAGA RAMAWELE
ACTING JUDGE OF THE HIGH COURT
GAUTENG DIVISION OF THE HIGH COURT, PRETORIA

30 July 2025