Hartman v Road Accident Fund (4363/2011) [2025] ZAWCHC 320 (30 July 2025)

52 Reportability
Personal Injury Law - Road Accident Fund

Brief Summary

Road Accident Fund — Claim for loss of support — Plaintiff, widow of deceased, claimed damages from the Road Accident Fund following a fatal accident caused by the deceased's vehicle colliding with an abandoned tyre on the N7 highway — The court considered circumstantial evidence to determine negligence of the insured driver/owner who left the tyre on the roadway — Holding that the Plaintiff established, on the balance of probabilities, that the collision was caused by the negligence of the insured driver/owner, rendering the Defendant liable for 100% of the Plaintiff’s damages.

Comprehensive Summary

Case Note


Hartman v The Road Accident Fund

Case No: 4363/2011

Date: 30 July 2025


Reportability


This case is reportable due to its implications for claims under the Road Accident Fund Act 56 of 1996, particularly regarding the liability of the Fund in instances where a third party's negligence leads to fatal accidents. The judgment clarifies the standards of proof required in establishing causation and negligence, especially in cases relying on circumstantial evidence.


Cases Cited



  • R v Blom 1939 (AD) 188

  • Cooper and Another NNO v Merchant Trade Finance Limited 2000 (3) SA 1009 (SCA)

  • Grove v Road Accident Fund (74/2010) [2010] ZASCA 55 (31 March 2011)

  • A.D.C & Others v Road Accident Fund (2018/027323) [2023] ZAGPHC 350 (18 April 2023)

  • Kemp v Santam Insurance Co Ltd and Another 1975 (2) SA 329 (C)


Legislation Cited



  • Road Accident Fund Act 56 of 1996


Rules of Court Cited



  • Rule 33(4) of the Uniform Rules of Court


HEADNOTE


Summary


The Plaintiff, Louise Erica Hartman, sought damages from the Road Accident Fund following the death of her husband, Helgaard Hartman, in a motor vehicle accident. The court found that the accident was caused by a tyre abandoned on the roadway by an insured driver, establishing the Fund's liability for the damages claimed.


Key Issues


The key legal issues addressed in this case include the determination of negligence on the part of the insured driver, the establishment of causation linking the tyre to the accident, and the application of circumstantial evidence in proving the Plaintiff's claims.


Held


The court held that the Defendant is liable for 100% of the Plaintiff’s damages, as the Plaintiff successfully established that the collision was caused by the negligence of the insured driver who left the tyre on the roadway.


THE FACTS


On 28 November 2007, Helgaard Hartman was involved in a fatal accident on the N7 highway near Malmesbury, Western Cape. The Plaintiff, his widow, claimed that the accident occurred when her husband’s vehicle collided with a tyre left abandoned on the road by an insured driver. The Plaintiff testified to her financial dependence on her husband and the circumstances surrounding the accident, supported by eyewitness accounts.


THE ISSUES


The court needed to determine whether the death of the deceased was caused by the negligence of the insured driver or owner of the vehicle, and whether the Plaintiff could establish a causal link between the abandoned tyre and the accident based on circumstantial evidence.


ANALYSIS


The court analyzed the evidence presented, focusing on the testimonies of witnesses who confirmed the presence of the tyre on the roadway and the circumstances leading to the accident. The court applied the principles of circumstantial evidence, emphasizing that the inferences drawn must be consistent with all proved facts and exclude other reasonable inferences. The court found that the evidence supported the conclusion that the tyre was the direct cause of the accident.


REMEDY


The court ordered that the Defendant is liable for 100% of the Plaintiff’s damages, which are to be proved, and that the Defendant must pay the Plaintiff’s costs, including counsel’s fees on Scale B.


LEGAL PRINCIPLES


The judgment established that in claims under the Road Accident Fund Act, a Plaintiff must demonstrate, on a balance of probabilities, that the death or injury was caused by the negligence of the insured driver or owner. The court highlighted the importance of circumstantial evidence in establishing negligence and causation, and clarified that the absence of evidence from the Defendant does not negate the Plaintiff's claims if the Plaintiff's evidence is credible and consistent.

SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document
in compliance with the law and SAFLII Policy

IN THE HIGH COURT OF SOUTH AFRICA
(WESTERN CAPE DIVISION, CAPE TOWN)
JUDGMENT

Not Reportable
Case No: 4363/2011

In the matter between:

LOUISE ERICA HARTMAN Plaintiff

and

THE ROAD ACCIDENT FUND Defendant

Coram: RALARALA, J
Heard on: 2 September 2024
Delivered on: 30 July 2025

Summary: Road Accident Fund- claim for loss of support
- Plaintiff, wife of the
deceased issued summons against Road Accident Fund following a collision of a
motor vehicle driven by the deceased colliding with a tyre which was abandoned on
the trafficable surface of the road- whereafter the deceased vehicle left the road and
overturned-Circumstantial evidence relied upon.

ORDER

On the balance of probabilities, the Plaintiff established that the collision was caused
as a result of a tyre having been left on a roadway by the insured driver/owner.
The Defendant is liable for 100% of Plaintiff’s damages to be proved.

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The Defendant to pay Plaintiff’s costs, such costs to include Counsel’s costs on
Scale B.

JUDGMENT

RALARALA, J
INTRODUCTION

[1] The Plaintiff instituted action for loss of support against the Defendant
following an accident which occurred on 28 November 2007 on the N7
highway in the vicinity of Malmesbury, Western Cape. The motor vehicle
driven by Helgaard Hartman, the deceased, was involved in an accident,
resulting in fatal injuries to him. The Plaintiff is the widow of the deceased.

[2] The parties in this matter reached an agreement to separate the issues in
terms of rule 33(4) of the Uniform Rules of Court. At the close of the Plaintiff’s
case, the Defendant unsuccessfully applied for absolution from the instance
and closed its case without adducing any viva voce evidence. The court is
enjoined to determine whether the deceased, while driving his motor vehicle
on the N7 highway in the vicinity of Malmesbury, Western Cape, collided with
a tyre which was left abandoned by an insured truck driver/owner on the
trafficable surface of the roadway, resulting in the motor vehicle to leave the
road and overturned.

Evidence

[3] The Plaintiff was married to the deceased and was financially dependent on
him for spousal support. The Plaintiff testified that she was a housewife and was
wholly reliant on the financial support of the deceased. The Plaintiff testified that the
deceased left their Malmesbury home, en route to Cape Town International Airport,
early on the morning of the accident. The Plaintiff pleads that an accident occurred
on 28 November 2007 on the N7 highway (‘the roadway’) in the vicinity of
Malmesbury, Western Cape, when a motor vehicle driven by the deceased collided

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with a tyre, which was left on the trafficable surface on the roadway causing the
accident.

[4] The Plaintiff further pleads that the tyre was left on the trafficable surface of
the road by the insured driver, whose details remain unknown to the Plaintiff.
Alternatively, the owner of the insured vehicle, alternatively his/her employee acting
within the course of their employment. The Plaintiff pleads that the deceased died on
28 November 2007 as a result of injuries he sustained in the collision, claiming that
the death was as a result of negligence or other wrongful act of the insured driver,
alternatively the owner of the insured vehicle or his/her employee in the performance
of their duties as envisaged in section 17(1) of the Road Accident Fund Act 56 of
1996.

[5] Mr. Nicholas Fortuin (‘Fortuin’) testified that he resides at 1[ …] W[…] S[…],
Abbotsdale, Malmesbury, Western Cape. He confirmed that on the day of the
incident, he was residing at 6[ …] K[…] S[…], Abbotsdale, Malmesbury, Western
Cape. His home was situated adjacent to the road, and it was on the left side of the
road as one leaves Malmesbury in the direction towards Cape Town, Western Cape.
Fortuin testified that on the morning of the accident at approximately 4:30 he was
awakened by a loud sound outside. He thereafter went outside in the direction of the
crash scene. He found a tyre ( ‘tread’) beside the road, as well as a bakkie that had
veered off the roadway. He searched the grass and came across the deceased,
laying in close proximity to a fence.

[6] Fortuin hurried back home, calling out to his wife and children to bring a
blanket. In the ensuing chaos, he was not able to see whether it was his wife or one
of his children who brought the blanket to cover the deceased. Fortuin encountered
some of the deceased’s family or friends at the scene of the accident the next day.
According to him, they were on the lookout for an envelope and collected some of
the bakkies’ broken mirrors.

the bakkies’ broken mirrors.

[7] Fortuin took the tread home and repurposed it as a flowerpot. During cross
examination he was questioned regarding the two affidavits which formed part of the

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witness bundle (Exhibit ‘A’). The first Affidavit, signed on 26 June 2008, is
purportedly commissioned by one Theodore Lesley Koopman (‘first affidavit’) while
the subsequent affidavit was allegedly commissioned on 12 October 2016 (‘second
affidavit’).

[8] Fortuin explained that following the accident, he was contacted by an
investigating officer from the South African Police Service (‘SAPS’) with whom he
shared his account of the events that took place that morning. The essence of the
cross examination was in relation to his reference to a rim of a tyre in his first
affidavit. It was further his evidence that the investigating officer wrote down what
Fortuin recounted in the statement. Thereafter the investigating officer asked him to
sign the affidavit without having read it, or it being read back to him.

[9] Fortuin clarified that he encountered only a tread and not a rim of a tyre.
Fortuin further explained that had it been brought to his attention that the
investigating officer had introduced the word ‘rim’, he would have noticed the error
and brought it to the investigator’s attention. According to Fortuin he was taken to the
police station and after he relayed the statement he was not requested to swear to
the content thereof.

[10] Regarding the second affidavit, he testified that a representative of the
Defendant approached him at home to request his account of the events surrounding
the accident. In this instance, he provided his statement, which was recorded by the
individual present, who then asked him to sign it. In addition, Fortuin stated that the
Commissioner of Oaths, SJ Diedericks was not present when he signed the affidavit.
The second affidavit was executed in the presence of Vukile Shandu.

[11] In the second affidavit, reference was made to a ‘light delivery vehicle’, and
para 14 stated that he never referred to a ‘light delivery vehicle’ but maintained that it
was a Bakkie. An additional affidavit surfaced and in this third affidavit, Fortuin

was a Bakkie. An additional affidavit surfaced and in this third affidavit, Fortuin
indicated that he had been home and collected a blanket to cover the injured person.
This statement was at variance with what he had testified in that regard. Earlier his
evidence was that he called out to his wife and children to bring a blanket. He

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explained that he went home to collect a blanket, called out to his family, to bring it,
but he couldn’t remember who had brought him the blanket.

[12] Regarding whether he knew where the tread came from, he testified that
Michelle Fortuin, his wife at the time, had informed him of a tyre burst that occurred
prior to the morning of the accident.

[13] Michelle Fortuin testified that she was residing with her husband Fortuin in
Abbotsdale, Malmesbury at the time of the accident. She confirmed that on the
morning of the accident, they heard a loud bang, which prompted them to run
outside. A Bakkie was discovered next to the body of the deceased, which was
positioned on the left -hand side. It was further her evidence that a day before the
accident she heard a loud bang, it was a tyre burst. She further testified that this
happened at approximately 11h00 in the morning when she was about to leave for
Malmesbury. She noticed a truck parked on the side of the road in the direction of
Malmesbury. She travelled by taxi to town and still observed the truck stationary on
the side of the roadway with people busy working on the tyre. A tyre was lying on the
side of the road which was the lane in the direction towards Cape Town.

[14] Upon her return a few hours later, the truck was no longer on the road.
However, on the morning of the accident, she observed that the tyre had moved and
was now lying on the other side of the road. Further, she stated that she had indeed
informed Fortuin about the tyre burst, but she was unable to recall when she had
done so.

[15] During cross-examination, she clarified that she had en route to Malmesbury
alerted the taxi driver to the position of the tyre on the road and the potential hazards
it presented to other motorists . Michelle Fortuin also testified that the morning of the
accident she noticed the tyre close to the Bakkie and realised that it was the same
tyre that had been on the roadway the previous day after the tyre burst. She

tyre that had been on the roadway the previous day after the tyre burst. She
explained that it was the same size as the tyre she observed the previous day, and
that it was large resembling that of a truck. In addition, she testified that following the
incident, Fortuin took the same tyre to their home and she used it to plant parsley
therein.

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[16] It was her evidence that it was a tyre without any rim corroborating Fortuin’s
evidence in this regard. She expressed the view that the tyre was the cause of the
accident that morning.

[17] The Defendant having merely denied all allegations in the particulars of claim
in its plea, applied for an absolution from the instance at the end of the Plaintiff’s
case, which was opposed by the Plaintiff. Both Mr. Benade, for the Plaintiff and Mr.
Hindley, for the Defendant, filed comprehensive heads of argument and addressed
the court on the merits and demerits of the application. The evidence presented by
the Plaintiff has been detailed above. The court, in exercising its discretion and after
considering the facts of this case, was not persuaded that the application should be
granted.

Legal Principles and Analysis

[18] The Plaintiff's claim against the Defendant is asserted to fall under section
17(1) of the Road Accident Fund Act 56 of 1996, as the death of the deceased was
allegedly caused by the negligence or other wrongful act of the insured driver. The
relevant provisions of section 17(1) are as follows:

“The fund or an agent shall:
(a) . . .
(b) Subject to in regulation made under section 26, in the case of a claim for
compensation under this section arising from the driving of a motor vehicle with
identity off neither their own nor the driver thereof has been established;
be obliged to compensate any person (third party) for any loss or damage which
the third party has suffered as a result of any bodily injury to himself or herself or
death of /or any bodily injury to any other person, caused by or arising from the
driving of a motor vehicle by any person it any place within the Republic, if the
injury or death is due to the negligence or other wrongful act of the driver or of
the owner of the motor vehicle or of his employee in the performance of the
employee’s duties as employee…”

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Essentially the court has two decide whether the death of the deceased was caused
by or arose from the driving of the insured vehicle and whether due to the negligence
or other wrongful act of the driver or of the owner of the insured vehicle or of his or
her employee. The Plaintiff’s case relies significantly on circumstantial evidence. In
essence the court is requested to draw inferences from circumstantial evidence. R v
Blom 1939(AD) 188 at 202 to 203, is the locus classicus of the two cardinal rules in
respect of circumstantial evidence where Watermeyer JA held as follows:

“1. The inference sought to be drawn must be consistent with all proved facts. If it
is not, nor then the inference cannot be drawn.
2. The proved facts should be such that they exclude every reasonable
inference from them save the one sought to be drawn. If they do not exclude
other reasonable inferences, then there must be a doubt whether the
inference sought to be drawn is correct.”

[19] The test applicable in civil matters is as expounded in Cooper and Another
NNO v Merchant Trade Finance Limited 2000(3) SA 1009 (SCA) at 1027- 1028,
where the court observed thus:

“…The Court, in drawing inferences from the proved facts, acts on a preponderance
of probability. The inference of an intention to prefer is one which is, on a balance of
probabilities, the most probable, although not necessarily the only inference to be
drawn. In a criminal case, one of the ‘ two cardinal rules of logic ’ referred to by
Watermeyer JA in R v Blom is that the proved facts should be such that they exclude
every reasonable inference from them save the one to be drawn. If they do not
exclude other reasonable inferences then there must be a doubt whether the
inference sought to be drawn is correct. This rule is not applicable in a civil case. If
the facts permit of more than one inference, the Court must select the most
‘plausible’ or probable inference. If this favours the litigant on whom the onus rests he

‘plausible’ or probable inference. If this favours the litigant on whom the onus rests he
is entitled to judgement. If, on the other hand, an inference in favour of both parties is
equally possible, the litigant will not have discharged the onus of proof.”
[20] Once the Plaintiff proves facts giving rise to the inference of negligence on the
part of the truck driver, the Defendant has to produce evidence to the contrary. The
court will have regard to reasonable possibilities. Inferences cannot be made without
objective facts that serve as the basis for establishing the other facts in question. Mr.

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Hindley, for the Defendant, submits that no credible evidence was led that the
deceased had collided with the alleged tyre, nor is there clarity regarding the tyre's
location or whether it was actually on the road surface.

[21] Michelle Fortuin’s evidence suggests that a day prior to the accident, a truck
had a tyre burst, resulting in a damaged tyre being left on the roadway heading
towards Cape Town, not far from the railing or barrier. According to her statement,
‘the tyre was in the live southbound lane’ . Her evidence further revealed that the
accident was the result of the negligence by the truck driver who had left the
damaged tyre on the roadway earlier. This aspect of her evidence is corroborated by
Fortuin’s account. Mr. Hindley’s argument in this regard is meritless, in my view.

[22] Further, there is evidence indicating that the accident occurred in the early
hours of the morning around 4h30, which is at dawn. Visibility would have posed a
challenge for a motorist approaching from a far distance, who would not be
expecting hazardous object on a highway. There is no evidence that there was any
warning signs placed from a distance to alert motorists of the hazard ahead.
Expectedly, and reasonably so, the truck driver or employees of the truck owner
were to remove the damaged tyre from the roadway after the tyre burst. The truck
driver /owner ought to have reasonably foreseen that the abandoned tyre in the
roadway would create a hazard for other road users and cause injury or death.
Appropriate steps ought to have been taken by the truck driver/owner to reduce the
risk of such harm, the accident could have been avoided had appropriate steps been
taken. Importantly the Defendant failed to produce any evidence to the contrary.

[23] Fortuin in his second Affidavit, states that ‘ it does happen in the area where
the accident occurred that people pick up the tyres and put them on the road. ’

the accident occurred that people pick up the tyres and put them on the road. ’
However, that evidence should be viewed in the light of Michell Fortuin’s statement
indicating that the tyre was left on the same lane the deceased vehicle travelled,
after the truck’s tyre burst. Crucially, it must be borne in mind that there is certainly
no evidence that indeed someone took the tyre and actually placed it on the road.
Accepting the above statement as an established fact would be tantamount to
elevating speculation to the same level of an established fact . It is important to
remind ourselves that inference is distinguishable from speculation and conjecture,

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crucially, the court ought to be mindful thereof. In MacLeod v Rens 1997 (3) SA 1039
at 1048 at para D – E, the court cautioned as follows:

“Inference must be carefully distinguished from conjecture or speculation. There can
be no inference unless there are objective facts from which to infer other facts which
it is sought to establish. In some cases other facts can be inferred with as much
practical certainty as if they had been actually observed. In other cases the inference
does not go beyond reasonable probability. But if there are not positive, proved facts
from which the inference can be made the metaphor of inference fails and what is left
is mere speculation or conjecture.”

[24] In the third affidavit, he deposed to, Fortuin corroborates Michell Fortuin’s
version regarding the tyre burst, he however, explains that as a result of the lengthy
time lapse, he was unable to recall when Michell Fortuin told him about the tyre
burst. Similarly, Michelle Fortuin, although she could with certainty say that she told
Fortuin, she could not with certainty say when she informed Fortuin about the tyre
burst. In my view, it is entirely reasonable and understandable that after 16 years
has lapsed it is not implausible that memory would fail them.

[25] Ostensibly, abandoning of a tyre on the trafficable surface of the roadway
following a tyre burst is directly related to driving for the purposes of section 17(1) of
the Road Accident Fund Act 56 of 1996. [The Law of Third Party Compensation,
Third Edition, HP Klopper, para 5.2.2.2].

[26] Mr. Hindley further made issue of the first and second affidavits, which were
evidently not executed in accordance with the rules set out in the Justices of the
Peace and of the Oath Act 16 of 1963. Mr. Hindley highlights that Fortuin’s written
statements were contradictory to his testimony and that Fortuin displayed selective
memory, thus rendering his evidence unreliable. The contradictions that Mr. Hindley

memory, thus rendering his evidence unreliable. The contradictions that Mr. Hindley
addressed were all satisfactorily clarified by Fortuin. It must be borne in mind that in
any event, without adducing any evidence on the particular aspects of the affidavits
that were disavowed during cross examination, the Defendant cannot successfully
rely on them. In my view, Mr. Hindley’s argument in this regard cannot be sustained.

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[27] Significantly, Fortuin and Michell Fortuin were independent witnesses and
neither of them have anything to gain from the outcome of this matter. All the
witnesses made a good impression on this court. They were credible witnesses, and
their evidence was consistent with the pleadings. They were unwavering during a
robust cross examination by Mr. Hindley. The court is satisfied that the truth was
told.

[28] In my view, the Plaintiff has successfully demonstrated to this court that the
inference sought to be drawn is the apparent and acceptable inference. The insured
driver/ the owner was negligent by abandoning the damaged tyre on the roadway
after the tyre burst and in failing to place adequate warning signs to alert other road
users on the lane en route Cape Town. The insured driver/the owner should have
foreseen that their negligent acts would cause injury /death to other road users
resulting in damages. In Grove v Road Accident Fund (74/2010) [2010] ZASCA
55(31 March 2011) Tshiqi JA stated as follows:

“7. The RAF is obliged to compensate for damages arising from bodily injury caused
by or arising from’ the driving of a motor vehicle. The causal link that is required is
essentially the same as the causal link that is required for Aquilian liability. There can
be no question of liability if it is not proved that the wrongdoer caused the damage of
the person suffering the harm. Whether an act can be identified as a cause, depends
on a conclusion drawn from available facts and relevant probabilities. The important
question is how one should determine a causal nexus, namely whether one fact
follows from another.”

[29] Mr. Benade in his opening address, aptly referred to an unreported matter
where the plaintiff similarly instituted action for loss of support due to a death
arising out of a collision which occurred as a result of a motor cyclist colliding with
the tyre abandoned on the roadway. A.D.C & Others v Road Accident Fund

the tyre abandoned on the roadway. A.D.C & Others v Road Accident Fund
(2018/027323) [2023] ZAGPHC 350 (18 April 2023) where Van der Merwe AJ
remarked as follows:

“[13] The plaintiffs are innocent third parties claiming loss of support. It is trite that no
question of apportionment or of fault or damages can be attributed to them. They
only need to prove on a balance of probability the proverbial 1% negligence on the

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part of the insured driver/owner is guilty of some negligence which was causally
connected to the collision.”

Similarly, in Kemp v Santam Insurance Co Ltd and Another 1975 (2) SA 329(C) at
330F, the court dealt with a matter where the plaintiff was a passenger in a vehicle
that collided with a heavy -duty wheel and tyre that had fallen from a motor vehicle
shortly before the collision. The court held that the plaintiff had to prove that the
collision was caused by the wheel while the vehicle was in motion, and that but for
the negligence of the driver or owner of the vehicle, the wheel would not have fallen
into the road.

[30] I am satisfied that the Plaintiff has established on the balance of probabilities
that the death of the deceased arose out of the driving of an insured vehicle and
caused by the negligence of the insured truck driver/ the owner as contemplated in
section 17(1) of the Road Accident Fund Act 56 of 1996.

Order

[31] In the result, I make the following order:

(a) I am satisfied that the Plaintiff has established on the balance of
probabilities that the collision was caused as a result of a tyre left
abandoned on the roadway by the insured driver/owner.

(b) The Defendant is held liable for 100% of the Plaintiff’s damages to be
proved.

(c) The Defendant shall pay Plaintiff’s costs, such costs to include costs of
counsel on Scale B.

RALARALA J
JUDGE OF THE HIGH COURT, WESTERN CAPE DIVISION

Appearances

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For Plaintiff: E Benade
Instructed by: DSC Attorneys


For Defendant: C Hindley
Instructed by: State Attorney