SAFLII Note: Certain personal/private details of parties or witnesses have been redacted from this document
in compliance with the law and SAFLII Policy
IN THE HIGH COURT OF SOUTH AFRICA
KWAZULU-NATAL LOCAL DIVISION, DURBAN
CASE NO: D4007/2017
In the matter between:
KAYALETHU MANQANA Plaintiff
and
ROAD ACCIDENT FUND Defendant
ORDER
The following order is granted:
1. Judgment is granted against the defendant in respect of general damages in
the amount of R 425 000.00.
2. The defendant is directed to furnish to the plaintiff an undertaking envisaged in
section 17(4)(a) of the Road Accident Fund Act 1996 for 85% of the costs of all
future accommodation of the plaintiff in a hospital or nursing home and all
Page 2
medical treatment or rendering of service or supplying of goods to him aris ing
out of the injuries he sustained in a motor vehicle collision that is the subject
matter of these proceedings and to compensate him ther efore after such
expenses have been incurred.
3. The payment of the amount in paragraph 1 is to be affected within 180 calendar
days from 2 December 2024.
4. The defendant is directed to pay interest on the amount referred to in paragraph
1 above at a rate of 11,5% per annum calculated from the 181 st calendar day
from 2 December 2024 to date of payment.
5. The defendant is directed to make payment of the plaintiff ’s taxed or agreed
party and party scale cost to date, not already covered by a previous cost order,
at Scale B, such costs to include:
(i) the reasonable and necessary costs of counsel, including counsel ’s
reasonable costs for his preparation for trial, such costs to include
preparation of written submissions, as well as reasonable costs of
counsel and the attorney for attending on any necessary consultations
with the undermentioned expert witnesses and the plaintiff;
(ii) the fees and expenses reasonably incurred for the undermentioned
experts for inter alia , the experts reasonable qualifying fees, their
reasonable reservation fees, and the reasonable fees of attending upon
any necessary consultations with the plaintiff ’s counsel and attorney to
testify at trial (with the quantum of their fees to be determined by the
Taxing Master) namely:
(aa) Dr L Rajah – orthopaedic surgeon
(bb) Dr M Du Trevou – neurosurgeon
(cc) Dr R M Hardy – neuropsychologist
(iii) the plaintiff is directed in the event of the aforementioned costs not being
agreed to:
(aa) serve the notice of taxation on the defendant ’s attorneys of
record;
Page 3
(bb) to allow the defendant 180 calendar days to make payment of the
taxed costs.
(iv) the defendant is directed to make payment in terms of the costs directly
to the trust account of the plaintiff ’s attorneys whose details are as
follows:
Name: Askew Martin & Adrain Incorporated Trust Account
Bank: Nedbank
Branch: A[…]
Branch code: 1]…]
Account No.: 1[….]
Reference: [….]
6. It is recorded the defendant’s link number is 4[…].
JUDGMENT
___________________________________________________________________
Tucker AJ
[1] The plaintiff seeks judgment for the balance of its claim against the defendant
arising out of the injuries sustained by the plaintiff on 6 October 2016 at Umlazi when
he, as a pedestrian, was driven into by one Mr Mdlalose.
[2] With all other aspects of the claim having already been resolved between the
parties, what remai ned for determination at the hearing was the quantification of
general damages and the issue of future medical expenses.
[3] As became apparent in argument, the determination of both of these heads of
damages rested predominantly on a singular question of law – whether all injuries
sustained in an incident are relevant for the determination of general damages, or
Page 4
limited portions of those injuries where multiple RAF4 serious injury assessment forms
have been submitted and part of the injuries determined as serious.
Background
[4] The procedural background relevant for the matter can be summated as
follows.
[5] The defendant’s liability for the plaintiff’s injuries arising out of the incident were
settled between the parties on the basis that the defendant would be liable for 85% of
the plaintiff’s proven damages.
[6] Moreover, and also as a result of settlement, an order was taken by consent on
3 June 2024 in respect of loss of earning s, together with ancillary relief thereto. The
remaining portions of the claim of general damages and future medical expenses was
adjourned to 25 November 2024 for hearing.
[7] It was furthermore agreed that the issue of general damages would be argued
on the papers as they stand, both sides having obtained comprehensive medico legal
reports and there being joint minutes available between the parties as
neuropsychologists, occupational therapists and industrial psychologists.
[8] The plaintiff had also filed affidavits by its experts confirming the contents of
their respective reports.
[9] There was nothing in contention of much moment between the experts where
joint minutes were obtained. In summary:
(a) The neuropsychologists , Dr Hardy and Dr Gumbi agreed that the
neuropsychological assessments demonstrated a neurocognitive deficit
acquired as a result of a head injury. They are further of the view that given the
plaintiff’s acquired physical cognitive and emotional difficulties, his prognosis
Page 5
for educati onal and vocational potential is poor. Recommendations were
further made for psycho -educational and family counselling, amongst other
future medical expenditure.
(b) The occupational therapists, Ms Kisten and Ms Govender, agreed that while the
outcomes of vocational capabilities formed a matter of dispute both recognised
the knee injuries sustained by the plaintiff and recommended referral to a
physiotherapist and occupational therapist for further treatment.
[10] The plaintiff furthermore had obtained reports f rom Dr Rajah, a specialist
orthopaedic surgeon, and Dr Du Trevou, a specialist neurosurgeon.
[11] In Dr Rajah’s report, which was not countered by any expert by the Defendant,
Dr Rajah noted evidence of left knee cruciate instability, assessed an anterior cruciate
laxity of grade 2. This had led to decreased thigh circumference on the left leg, the
tendency to hyperflex the left knee.
[12] Dr Rajah was of the view there was a possibility that a reconstruction may later
be required on the left knee, together with treatment on the right knee for the soft tissue
injuries sustained.
[13] Dr Rajah concluded his report and completed RAF4 serious injury assessment
by stating that the orthopaedic injuries sustained by the plaintiff constituted a 6% whole
person impairment.
[14] Dr Du Trevou, specialist neurosurgeon , also assessed the plaintiff. Dr Du
Trevou’s view was that the injuries sustained constituted a mild brain injury, in part
deferring to the results of the assessment of clinical psychologist, Dr Hardy.
[15] Dr Rajah and Dr Du Trevou both completed separate RAF4 forms, a practice
which is neither envisaged nor precluded under the Road Accident Fund Act 56 of
1996, but a practice which has become common place nonetheless.
Page 6
[16] In Dr Rajah ’s RAF4 assessment, he opined that the orthopaedic injuries
constituted a 6% whole person impairment, but also stated that the injuries constituted
a “serious long-term impairment or loss of body function” under the narrative test.
[17] Dr Du Trevou in his separately completed RAF4 assessment stated that the
injuries sustained by the plaintiff constituted a 27% whole person impairment,
comprised of the weighted average of the 24% diagnosed by Dr Hardy as a Class III
impairment of MSCHIF, a Class 1 disfigurement at 3%, and ongoing headaches at 1%.
[18] Two further important aspects from this form are:
(a) Dr Du Trevou was of the view that under the narrative test the injuries also
constituted a severe long term mental or se vere long term behavioural
disturbance or disorder.
(b) The annotation was specifically made at page 4 of the report:
‘To this must be added any orthopaedic impairment.’
[19] These two RAF4 forms and their treatment is what has caused the dispute
between the parties that serve s before the Court. Both RAF4 assessments were
submitted to the defendant, and both were rejected. Both were subsequently taken
on appeal by the plaintiff to the Health Professions Council of South Africa.
[20] Curiously, the Health Professions Council refused the appeal in respect of Dr
Du Trevou’s RAF4 serious injury assessment, but upheld the appeal in respect of Dr
Rajah’s RAF4 serious injury assessment stating that the Council was in agreement
that the orthopaedic injuries sustained constituted a serious long terms impairment
and loss of body function under the narrative test.
Page 7
[21] It is these appeal results that has led to the two arguments that served before
the Court:
(a) The plaintiff argues that, considering the injuries sustained by the plaintiff in
the collision have been assessed as having been serious by the acceptance
of the RAF4 form detailing the orthopaedic injuries constituting a serious long-
term impairment unde r the narrative test, the plaintiff is entitled to general
damages for all injuries sustained in the incident.
(b) The defendant contends that, considering the express rejection of Dr Du
Trevou’s RAF4 serious injury assessment and the limitation by the Health
Professions Council of the qualifying injuries to the orthopaedic injuries under
the narrative test, this Court is restricted in determining what general damages
the plaintiff is entitled to and that only the sequelae arising out of the
orthopaedic injuries must be considered to the exclusion of those arising from
the head injury and disfigurement.
[22] At the outset of the hearing, it was pointed out that the particulars of claim itself
does not deal with the orthopaedic injuries, and instead is limited to the head injury, a
fractured tooth, and the scarring. Upon this enquiry counsel for the plaintiff made an
application for an amendment to the particulars of claim.
[23] The sought amendment to the particulars of claim was objected to. The basis
of the objection was two-fold:
(a) The claim for the orthopaedic injuries has prescribed;
(b) The defendant is otherwise prejudiced (the nature of such prejudiced being
otherwise undefined).
[24] In determining whether an amendment should be granted or not the principles
in Affordable Medicines Trust and Others v Minister of Health and Another1 are worth
particular mention where the Court stated:
1 2006 (3) SA 247 (CC), at paragraph 9
Page 8
‘The principles governing the granting or refusal of an amendment have been set out in a
number of cases. There is a useful collect ion of these cases and the governing principles
in Commercial Union Assurance Co Ltd v Waymark NO. The practical rule that emerges from
these cases is that amendments will always be allowed unless the amendment is mala
fide (made in bad faith) or unless the amendment will cause an injustice to the other side which
cannot be cured by an appropriate order for costs, or “unless the parties cannot be put back
for the purposes of justice in the same position as they were when the pleading which it is
sought to amend was filed.’
[25] The first objection raised by the defendant – that of prescription – is improperly
raised as the addition of a further injury from which damages is claimed does not
constitute a new “debt” for the purposes of the Prescription Act. It is an amplification
of the injuries sustained in the same incident for which the defendant is statutorily
liable, and an amendment to the extent of the injuries has no impact on this underlying
claim for the purposes of the Prescription Act. The “debt” owed by the defendant has
remained at all times compensation for the injuries sustained on 6 October 2016 at
Umlazi when he, as a pedestrian, was driven into by one Mr Mdlalose.
[26] As for the second objection, the prejudice that was apparently sustained was
not specified.
[27] It must be mentioned at this point that both parties had signed joint minutes and
agreed on the nature of the injuries sustained, which included the injuries to the knees
that were sought to be introduced through the amendment.
[28] Further, the defendant’s argument that the general damages should be limited
to the orthopaedic injuries (which injuries had not in fact been pleaded in the particulars
of claim), demonstrates that this is an oversight to which neither party could claim any
prejudice arising therefrom as both parties have been focused on the expert reports
without even noticing the deficiencies in the particulars of claim.
Page 9
[29] Furthermore, and considering this is an aspect the orthopaedic injuries were
common cause between the parties and f ully canvassed through their experts, the
Court had a discretion to amend the pleadings in the absence of prejudice, and no
prejudice was established.2
[30] I consequently permitted the amendment to the particulars of claim to add the
orthopaedic injuries to the knees.
[31] It is against this background the princip al argument must be returned to – the
implication of multiple RAF4 forms being submitted, and whether an acceptance of a
particular type of injury under the narrative test limits general damages to the sequelae
arising from that part of the injuries sustained.
[32] To determine this question, it is necessary to repeat the legislative context.
The Legal Framework
[33] Since the amendment to the Road Accident Fund Act in 2005, the defendant’s
liability for general damages is limited to instances where the injuries su stained are
serious. This is embodied in Section 17(1) which states:
‘The Fund or an agent shall-
(a) subject to this Act, in the case of a claim for compensation under this section arising from
the driving of a motor vehicle where the identity of the ow ner or the driver thereof has been
established;
(b) subject to any regulation made under section 26, in the case of a claim for compensation
under this section arising from the driving of a motor vehicle where the identity of neither the
owner nor the driver thereof has been established,
be obliged to compensate any person (the third party) for any loss or damage which the third
party has suffered as a result of any bodily injury to himself or herself or the death of or any
bodily injury to any other pers on, caused by or arising from the driving of a motor vehicle by
2 Shill v Milner 1937 AD 101 at 105
Page 10
any person at any place within the Republic, if the injury or death is due to the negligence or
other wrongful act of the driver or of the owner of the motor vehicle or of his or her employee
in the performance of the employee's duties as employee: Provided that the obligation of
the Fund to compensate a third party for non -pecuniary loss shall be limited to
compensation for a serious injury as contemplated in subsection (1A) and shall be paid
by way of a lump sum.’ (Own emphasis)
[34] Section 17(1A) in turn provides:
‘(a) Assessment of a serious injury shall be based on a prescribed method adopted after
consultation with medical service providers and shall be reasonable in ensuring that injuries
are assessed in relation to the circumstances of the third party.
(b) The assessment shall be carried out by a medical practitioner registered as such under
the Health Professions Act, 1974.’
[35] The Act itself does not provide further definition as to the manner of the
assessment, but section 26 empowers the Minister of Transport to make regulations
relating to the manner method of assessment and ancillary issues, an opportunity the
Minister has s eized through the promulgation various regulations, particularly
regulation 3.
[36] The full regulations shall not be quoted in this judgment. They are readily
available. A summary of the important considerations for the purpose of this judgment
that can be readily concluded from a reading of the regulations are as follows:
a. Whenever reference is made to the serious injury assessment being
conducted by a medical practitioner, the reference to a medical practitioner
and assessment is always in the singular;
b. References to “the injury” are also in the singular;
c. The American Medical Association ’s guidelines on assessment are
incorporated as a general basis for assessment.
Page 11
Application to the Facts
[37] Against this legislative background, the circumstances of the cl aim and
convention must be considered.
[38] As stated at the outset, it has become common for plaintiffs to submit more than
one RAF4 form in the circumstances of the claim. This can arise where some experts
do not wish to sign RAF4 serious injury assessments incorporating injuries beyond
their expertise (though this does not appear to be a circumstance where required
deference must be given) , or also in other circumstances where it could well be
established (and often is) that the injuries sustained by the pl aintiff are broader than
was initially anticipated. This latter scenario can often arise after an expert determines
during an assessment the possibility of a further injury not within that expert ’s field,
and a recommendation is made for a referral to a suitable expert.
[39] The clear purpose from the statutory framework is to determine whether the
injuries sustained by a plaintiff in a collision constitute a whole person impairment of
at least 30%, alternatively under the narrative test the injuries nonethe less are so
serious that general damages is claimable against the defendant. This is envisaged to
be done by the provision of a singular RAF4 serious injury assessment.
[40] The defendant ’s argument that the injuries can be separated by virtue of
submission of different RAF4 forms (though arising from the same incident) is not
envisaged by the Act, though neither is the plaintiff ’s submission of multiple RAF4
forms from the same incident.
[41] With this deviation from a strict reading of the Act, it sh ould be borne in mind
that the purpose of the Act is to compensate those who have suffered loss or damage
wrongfully caused by the driving of motor vehicles.3
[42] The purpose of the restriction emphasised above of section 17(1) of the Act is
to limit liabilit y of the defendant to injuries sustained in a culpable vehicle incident
3 See Section 3 of the Road Accident Fund Act
Page 12
resulting in a whole person impairment of 30% or more, or an otherwise serious injury
under the narrative test.
[43] The difficulty with the defendant ’s argument is that it seeks to impose a
restriction on the damages claimable based on the arbitrary practice of separating out
the RAF4 forms. This is not an interpretation that it supported from any of the express
provisions of the Act or the Regulations.
[44] While there is some empathy for the complaint raised of additional
administrative difficulties that may be experienced by the defendant in having to deal
with multiple RAF4 submissions relating to the same incident, this cannot be regarded
as a basis to sanction the separation of injurie s sustained in the same incident into
categories.
[45] The separation of injuries sustained into separate RAF4 form submissions by
a plaintiff is incorrect. That said, the acceptance of the RAF4 submissions resulting
out of the same incident and in respect of the same plaintiff with a result of suggesting
some injuries should be considered and others ignored for the purpose of general
damages is not envisaged by the Act, and further arbitrary and inappropriate.
[46] The purpose of the Act is to insulate a member of the general public from claims
that may cripple them indefinitely and to compensate those impacted by wrongful
conduct of road users. To give credence to the argument raised by the defendant,
absent any statutory support for the proposition, does violence to this intention.
[47] It also appears to ignore that it is a whole person impairment that is being
assessed, in assessing the injuries arising out of a particular instance. To allow the
separation of injuries into different categories could effectively empower the defendant
to selectively choose certain injuries and assess them individually as against the 30%
whole person impairment threshold in order to try justifying a rejection of the RAF4
form. This cannot have been the intention of the legislature in the assessment, and it
Page 13
is against the very principles that are encapsulated in the AMA Guidelines which have
been incorporated through the Act.
[48] I am therefore unable to agree with the argument raised by the defendant on
this restriction. The Act makes it clear that the assessment of an injury sustained in a
particular instance is serious or not is not a matter of degree or individual qualification
but rather a Boolean – once the injuries have been established as seriou s, an
entitlement to general damages then after exists. The full scope of the injuries
sustained in the incident are therefore claimable and will then form the quantification
of general damages, and any restriction on quantification based on what the Road
Accident Fund might have accepted or rejected or the Health Professions Council
would have accepted or rejected, would be an irrelevance as neither of these bodies
are permitted by the legislation to exclude parts of the quantification of damages, and
such decision is limited to assessing the extent of the injuries as serious or not.
[49] As a result of the above, the Court must take into account all of the injuries of
the plaintiff in assessing general damages.
[50] Having found this, the quantification of the full body of injuries sustained by the
plaintiff comes into contention.
[51] Mr Murray for the plaintiff, in his heads of argument, raised two decisions, one
of which was persisted with in argument being the decision of Vermaak v Road
Accident Fund.4
[52] In Vermaak, a 60-year-old male sustained a mild head injury, a fracture of the
right tibial plateau with onset of compartment syndrome and a soft tissue injury to the
left shoulder. He also continued to experience constant knee pain and shoulder pain
and had to monitor severe laxity of the right posterior cruciate ligament. The Court in
4 [2017] ZAGPJHC
Page 14
2017 awarded an amount of R 350 000.00, which has an adjusted 2024 value of
R492 100.00.
[53] While a useful comparison, the orthopaedic injuries in this matter were more
severe, but also there was no consideration as to scarring.
[54] As further comparatives, the following cases are instructive.
[55] In Vukeya v Road Accident Fund5 the plaintiff there sustained a mild moderate
frontal brain injury together with orthopaedic injuries including whiplash, a lower back
injury, a fracture to the metacarpal bone in the left hand and a soft tissue injury to the
leg. There are also neurocognitive consequences, and the plaintiff continues to suffer
from chronic headaches and depression. An amount of R 568 000.00 was awarded
in 2014, with the current value of R941 744.00.
[56] In the decision of Tshongolo v Road Accident Fund 6 the plaintiff susta ined a
mild brain injury as well as abrasions to the face and a fracture of the right clavicle.
The plaintiff had continued to experience headaches on a near daily basis and had
shoulder pains induced by lifting heavy objects, together with back pain resulting from
a soft tissue injury. The Court awarded R 500 000.00 in 2021, for an adjusted value
of R594 000.00.
[57] Taking into account these authorities, I am in agreement with submission by Mr
Murray that an appro priate quantum for general damages would be an amount of
R500 000.00, such amount reduced to R 425 000.00 taking into account the 85/15
apportionment.
[58] Ms Ramothar’s submissions relating to the quantification were hinged on the
Court finding that it was limited to the orthopaedic injuries that it did not consider the
5 2014 (ZB4) QOD1 (KZP).
6 Tshongolo v RAF (19958/14) [2021] ZAGPJHC 29
Page 15
head injury sequelae. Consequently, these amounts of the authorities mentioned by
Ms Ramothar would not constitute adequate compensation for the whole of the injuries
sustained.
[59] This brings us to the final aspect of the claim – future medical expenses.
[60] The occupational therapist and the neuropsychologist all recommend and
envisage further medical treatment going forward. Ms Ramothar for the defendant
stated duly not having instructions to tender the undertaking, and that this difficulty in
tendering the undertaking resulted from the same fundamental question above –
whether the plaintiff’s entitlement would be for all injuries or orthopaedic injuries only
owing to the HPSCA’s decision.
[61] The difficulty I have with this argument is that future medical expenses is not
contingent on a finding of general damages. This is not a condition under section 17(4)
of the Act which provides:
‘Where a claim for compensation under subsection (1)-
(a) includes a claim for the costs of the future accommodation of any person in a hospital or
nursing home or treatment of or rendering of a service or supplying of goods to him or her, the
Fund or an agent shall be entitled, after furnishing the third party concerned with an
undertaking to that effect or a competent court has directed the Fund or the agent to furnish
such undertaking, to compensate-
(i) the third party in respect of the said costs after the costs have been incurred and on proof
thereof; or
(ii) the provider of such service or treatment directly, notwithstanding section 19 (c) or (d), in
accordance with the tariff contemplated in subsection (4B);
(b) includes a claim for future loss of income or support, the amount payable by the Fund or
the agent shall be paid by way of a lump sum or in instalments as agreed upon;
(c) includes a claim for loss of income or support, the annual loss, irrespective of the actual
loss, shall be proportionately calculated to an amount not exceeding-
(i) R368 035 per year in the case of a claim for loss of income; and
Page 16
(ii) R368 035 per year, in respect of each deceased breadwinner, in the case of a claim for
loss of support.’
[62] Accordingly, future medical expenses would in any event have been for all the
injuries sustained , and the joint minutes clearly agree on the need for future
consequent medical expenses.
[63] Neither side has, in order to avoid this position, repudiated their experts. 7
Accordingly this position is binding on the parties.
[64] The second argument raised by Ms Ramothar for the defendant is the
suggestion that a Court cannot order an undertaking to be provided. In support of this,
the unreported decision of Knoetze obo Malinga and Another v Road Accident Fund8
was referred to.
[65] While this decision did declare that it is generally not competent for a Court to
direct the Fund to provide an undertaking, the Court also confirms the blanket election
that had been made by the defendant through its Chief Executive Officer to provide
undertakings to compensate for injuries in terms of section 17 of the Act for future
accommodation in hospital or resting home treatment or rendering of a service or good
supplied. Particularly at paragraphs 24 to 27 of that judgment the Court found:
‘[24] What a court may also take judicial notice of, is its own functioning and the matters
that come before it. In our experience, the “evidence” referred to by the Fund ’s CEO,
mentioned in paragraph 22 above, has not featured in this Division and neither does the CEO
claim that it has. Insofar as it may have been known to the “litigating public”, that may not
have included those courts which have “regularly” granted such claims. One of the plaintiff’s
counsels labelled the website as merely “informative”. Furthermore, the contents of the Fund’s
own Claims Procedure Manual, appears to cater for various permutations and options
regarding the nature and contents of undertakings. In addition, there was some doubt when
the matters were argued before us as a whether the furnishing of an undertaking always
7 See Bee v Road Accident Fund 2018 (4) SA 366 (SCA)
8 2022 ZAGPPHC 819.
Page 17
applied or whether there were exceptions. If there were exceptions, then a court would not,
without having been informed thereof in a specific case, know whether the “blanket election”
would apply or w hether that matter might be one of the “exceptions”. After some debate, it
appeared that the exceptions mostly, if not exclusively, occurred ex post facto, that is after an
undertaking had been furnished. Apparently, the Fund had been known, after the ma nagers
of its Post Settlement Department had been approached, to provide monetary payment in
respect of future medical expenses in lieu of an undertaking. This apparently occurs where
there has been a significant merits apportionment against a plaintiff an d the foisting of an
undertaking on such a plaintiff would lead to unfair results. There is a last aspect which bears
mentioning and it is this: an election to furnish an undertaking (or not) should be a formal and
conscious resolution by the Fund, acting through its delegated officers and even the
“evidence” referred to above, does not confirm that a “blanket election” has been taken in this
fashion. At best, it is an indication of what could ordinarily be expected to happen, but it cannot
be said to be conclusive. For these reasons we decline to find that a “blanket election” had
taken place in respect of the furnishing of guarantees in all claims against the Fund where the
costs of future medical and ancillary expenses are claimed as part of a plaintiff’s damages.
[25] Clearly alive to this dispute and in response to the directive of the Acting Judge
President of this Division in referring this issue to this full court, the CEO of the Fund, in the
affidavit filed in the joint hearing of these matters, reiterated the fact that the Fund has indeed
now made a “blanket election” to furnish an undertaking to every claimant who is entitled to a
claim for payment of future medical and ancillary expenses in terms of section 17(4)(a). The
CEO undertook to have included in the Fund’s “first letter” issued to a claimant upon receipt
of a newly lodged claim and allocation of a claim number “… a reiteration of its blanket election
by expressly stating that a claimant will only be entitled to an undertaking in respect of any
proven claim for the costs of the future accommodation of the claimant in a hospital or nursing
home or treatment of or rendering of a service or supplying of goods to him or her”. The fund
has further undertaken to publish via a notice thr ough the Legal Practice Council and its
internal database of attorneys a statement reaffirming its blanket election.
[26] Insofar as there may have been doubt as to either the existence of a “blanket election”
or whether this fact has sufficiently b een so notorious that a court could have taken judicial
notice thereof, such doubt has now been removed by the Fund’s CEO. Counsel for the Fund
has confirmed in open court that courts can now take judicial notice of this. The result is that,
once a plaintiff proves its claim as contemplated in section 17(4)(a), it is entitled to claim an
Page 18
order catering for a direction to the Fund to furnish such an undertaking and a court is entitled
to grant such an order. This will also apply in instances where orders by default are sought.
[27] The Black Lawyers Association, as the fifth amicus, argued that the use of the word
“or” in section 17(4)(a) denoted that the Fund might elect to issue an undertaking alternatively,
that a court might direct the Fund to furnish an undertaking. Insofar as there may be ambiguity
in the meaning of the section, the Constitution enjoins courts to interpret legislation in a
manner which promotes the spirit, purport and objects of the Constitution. The Constitutional
Court had endorsed the contextual and purposive approach espoused by Natal Joint Municipal
Pension Fund v Endumeni in Road Traffic Management Corporation v Waymark Infotech Ltd.
In our view, this court is however bound by the decision in Marine & Trade Insurance Co Ltd.
Even though that decision pre -dates the Constitution, its interpretation followed the
development of the wording of the section, through its predecessors and had due regard to
the wording of the successive section, including the use of the word “or”. The decision of Van
der Walt, given in our post – Constitutional dispensation, has also analysed specifically
whether a court could grant a direction to the Fund and concluded that it couldn’t, despite the
inclusion of the word “or” in the section. We are not convinced that that decision is clearly
wrong, as contended for by this amicus. In any event, having regard to the blanket election
now having been exercised in the circumstances set out earlier, this question has now become
moot and no further interpretational development is necessary.’
[66] I was not informed by Ms Ramothar on raising these paragraphs of any change
to the defendant’s stance on these matters.
[67] Accordingly, and despite there not yet having been any particular undertaking
provided in the current matter (and especially in the context in which the undertaking
was not provided as yet detailed above) I can see no preclusion against holding the
defendant to its blanket election to provide undertakings as envisaged in section 17 of
the Act.
Page 19
Order
[68] On account of the above, the balance of the order not being contentious, the
plaintiff is entitled to judgment against the defendant for the following terms:
1. Judgment is granted against the defendant in respect of general damages in
the amount of R 425 000.00.
2. The defendant is directed to furnish to the plaintiff an undertaking envisaged in
section 17(4)(a) of the Road Accident Fund Act 1996 for 85% of the costs of all
future accommodation of the plaintiff in a hospital or nursing home and all
medical treatment or rendering of service or supplying of goods to him arising
out of the injuries he sustained in a motor vehicle collision that is the subject
matter of these proceedings and to compensate him therefore after such
expenses have been incurred.
3. The payment of the amount in paragraph 1 is to be affected within 180 calendar
days from 2 December 2024.
4. The defendant is directed to pay interest on the amount referred to in paragraph
1 above at a rate of 11,5% per annum calculated from the 181 st calendar day
from 2 December 2024 to date of payment.
5. The defendant is directed to make payment of the plaintiff ’s taxed or agreed
party and party scale cost to date, not already covered by a previous cost order,
at Scale B, such costs to include:
(i) the reasonable and necessary costs of counsel, including counsel ’s
reasonable costs for his preparation for trial, such costs to include
preparation of written submiss ions, as well as reasonable costs of
counsel and the attorney for attending on any necessary consultations
with the undermentioned expert witnesses and the plaintiff;
(ii) the fees and expenses reasonably incurred for the undermentioned
experts for inter alia , the experts reasonable qualifying fees, their
reasonable reservation fees, and the reasonable fees of attending upon
any necessary consultations with the plaintiff ’s counsel and attorney to
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testify at trial (with the quantum of their fees to be determined by the
Taxing Master) namely:
(aa) Dr L Rajah – orthopaedic surgeon
(bb) Dr M Du Trevou – neurosurgeon
(cc) Dr R M Hardy – neuropsychologist
(iii) the plaintiff is directed in the event of the aforementioned costs not being
agreed to:
(aa) serve the notice of taxation on the defendant ’s attorneys of
record;
(bb) to allow the defendant 180 calendar days to make payment of the
taxed costs.
(iv) the defendant is directed to make payment in terms of the costs directly
to the trust account of the plaintiff ’s attorneys whose details are as
follows:
Name: Askew Martin & Adrain Incorporated Trust Account
Bank: Nedbank
Branch: A[…]
Branch code: 1[…]
Account No.: 1[…]
Reference: […]
(v) It is recorded the defendant’s link number is 4[…]
_____________________________
TUCKER AJ
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Appearances
Counsel for the Plaintiff: S Murray
Instructed by: Askew Martin & Adrain Inc
4th Floor, Room 403
FNB Building
151 Musgrave Road
Berea, Durban
Ref: RIA/M3017/cn/Yuri
Counsel for the Defendant: S Ramothar
Instructed by: State Attorney
12 Floor, Embassy Building
199 Anton Lembede Building
Durban
Link No.: 4011924
Date of Hearing: 25 November 2024
Date Judgment Delivered: 2 December 2024