Ngomane v Road Accident Fund (1778/16) [2019] ZAGPPHC 51 (5 March 2019)

80 Reportability
Personal Injury Law - Road Accident Fund

Brief Summary

Damages — Road Accident Fund — Claim for damages arising from motor vehicle collision — Plaintiff sustaining personal injuries and claiming for past and future loss of earnings and general damages — Liability settled with Defendant agreeing to pay 100% of proven damages — Court required to determine extent of past and future loss of earnings and earning capacity — Expert evidence indicating psychological and physical impairments affecting employability — Plaintiff's claim for general damages settled at R400 000,00 — Court finding that Plaintiff has suffered a serious injury impacting his ability to return to pre-accident employment and awarding damages accordingly.

Comprehensive Summary

Summary of Judgment


1. Introduction


This was a delictual damages action instituted in the High Court of South Africa, Gauteng Division, Pretoria, arising from a motor vehicle collision in which the plaintiff was injured as a passenger. The claim was brought against the Road Accident Fund as defendant, for compensation under the statutory scheme governing road accident compensation.


The plaintiff was Zwelithini Skhumbuzo Ngomane and the defendant was the Road Accident Fund. The matter proceeded to trial on a narrowed basis after substantial issues were settled by agreement between the parties.


Procedurally, the parties recorded multiple settlements and admissions at the commencement of proceedings. Merits/liability were settled on the basis that the defendant would pay 100% of the plaintiff’s agreed or proven damages. The plaintiff abandoned the claim for past medical expenses. The claim for general damages was settled at R400 000.00, and the defendant agreed to furnish an undertaking in terms of section 17(4)(a) of the Road Accident Fund Act 56 of 1996 for future medical-related expenses. The parties also admitted expert reports and joint minutes into evidence, and the court admitted them without calling the experts to testify.


Against that background, the remaining dispute concerned the extent of the plaintiff’s past and future loss of earnings and/or earning capacity, and the appropriate monetary quantification thereof.


2. Material Facts


The collision occurred on 10 May 2013 according to the introductory portion of the judgment and the final undertaking/order, although the evidence section also refers to 11 May 2013. The judgment proceeded on the basis that the plaintiff sustained injuries in the collision and required assessment of their sequelae for purposes of quantifying loss of earnings.


At the time of the collision, the plaintiff was employed by the National Lottery Board in a legal administration capacity described in the evidence as assistant company secretary and, in the industrial psychologists’ joint minute, as Legal Administration Officer. He held an LLB degree from the University of Zululand. Pre-accident employment was accepted by the court as an undisputed fact, as was his return to work after the accident.


The plaintiff sustained physical injuries including a C5 “teardrop” fracture (cervical spine trauma), a right hip contusion, contusions to both shoulders, and a laceration to the right wrist. He was treated at Tembisa Hospital, where the wrist laceration was sutured and the C5 fracture was managed conservatively with a hard collar and analgesics.


In 2015, the plaintiff voluntarily resigned from his employment to take up involvement in his family’s sugarcane farm activities. The judgment records his net salary around that period as approximately R75 029.37. He had been unemployed since December 2015, a post-collision employment outcome considered in the expert material.


The expert evidence (admitted by agreement) recorded persisting symptoms including neurological complaints (pins and needles in thumbs and index fingers), pain (neck/back/shoulders/hip/legs), headaches, and loss of power in both arms. The occupational therapists agreed that, on a purely physical level, the plaintiff retained the ability to perform sedentary to light work, but not on a constant basis equivalent to his pre-accident position, and that his condition affected both physical and psychological functioning.


The clinical psychologists agreed on the presence of post-traumatic stress symptoms and depression, along with cognitive and mood-related complaints (concentration/memory problems, fatigability, insomnia, irritability, loss of drive and motivation). They agreed that although the plaintiff retained physical and intellectual capacity to work, his mental health deterioration after the accident hampered pursuit of suitable employment despite his qualifications.


The industrial psychologists agreed on aspects of the pre-morbid career trajectory, including a likely retirement age of 65, and that he would likely have progressed from Paterson level 04 to Paterson level 05 (career ceiling projected at about age 45). Post-morbidly, they recorded that he returned to work, later resigned voluntarily, and they opined (having regard to the other expert reports) that he would be able to return to and continue working in the open labour market and progress as anticipated pre-accident until retirement.


In evaluating the loss claim, the court expressly identified as undisputed facts that the plaintiff was employed pre-accident; that he returned to employment post-accident but resigned voluntarily; and that the experts opined he could return to work and progress similarly to the pre-accident scenario.


3. Legal Issues


The central legal question was the quantification of the plaintiff’s past and future loss of earnings and/or earning capacity, given the post-collision circumstances and expert evidence. This required the court to determine whether the plaintiff had proven, on a balance of probabilities, that a compensable patrimonial loss had occurred and to assess the proper monetary award.


The dispute was primarily one of application of law to fact and quantification rather than pure legal interpretation. It involved evaluating expert opinion evidence, determining whether the plaintiff had discharged the onus of proof for patrimonial loss, and applying discretion in fixing appropriate contingency deductions and arriving at an award that was fair and just.


4. Court’s Reasoning


The court approached the remaining dispute as one focused on whether, post-accident and as a result of the sequelae of the collision, the plaintiff had been unable to return to his pre-accident position (and what that meant for earnings and earning capacity). The court treated the pre-accident employment position and the fact of the plaintiff’s return to work (followed by a voluntary resignation) as central factual anchors, as well as the expert consensus regarding likely pre-accident career progression to a higher Paterson level and retirement at 65.


In addressing the proof required for patrimonial loss, the court relied on Bridgman NO v Road Accident Fund 2002 (1) ALL SA 1 (CPD) for the principle that a plaintiff must prove loss on a balance of probabilities, and while mathematical precision is not required, the plaintiff must place before the court all reasonably available evidence to enable an appropriate quantification. The court considered that the evidentiary foundation (including expert reports, joint minutes, and actuarial computation) satisfied this requirement.


The court also dealt with the evaluation of expert evidence by reference to Michael and Another v Linksfield Park Clinic (Pty) Ltd and Another 2001 (3) SA 1188 (SCA), adopting the approach that expert opinions must be assessed for whether they are founded on logical reasoning, and that a court is not bound merely because an expert’s view is genuinely held; the opinion must have a defensible logical basis. In the same discussion, the judgment referred to Bolitho v City and Hackney Health Authority [1997] UKHL 46 as supportive authority for the logic-based evaluation of expert opinions.


Applying these principles, the court considered the expert material as a whole and then assessed the actuarial quantification. The plaintiff’s actuary proposed contingency deductions of 5% for past income and 20/30% for future income, expressed in the judgment as including a future contingency approach applying 10% (pre-morbid) and 20% (post-morbid). The court regarded these contingencies as fair when evaluated in light of the evidence and accepted the actuarial approach.


For the discretionary element of contingencies, the court relied on Goodall v President Insurance Co Ltd 1978 (1) SA 389 (W) and the sliding scale method referred to in that decision. It concluded that the contingency deductions proposed were fair and just, and that the plaintiff had discharged the onus of presenting reliable evidence to prove loss of earnings and/or earning capacity.


5. Outcome and Relief


The court granted judgment in favour of the plaintiff on the remaining issues.


It declared that the plaintiff was entitled to 100% of his proven/agreed damages. It ordered the defendant to pay the plaintiff a total amount of R2 150 377.15 in respect of past and future loss of earnings/earning capacity as well as general damages (the latter having been settled in the amount of R400 000.00). The payment was ordered to be made into the plaintiff’s attorneys’ trust account specified in the order.


The court further awarded interest at 10.25% per annum, running from 14 days after the date of judgment to date of payment.


In addition, the defendant was ordered to furnish the plaintiff with an undertaking under section 17(4)(a) of the Road Accident Fund Act 56 of 1996 for future accommodation, treatment, services, or goods arising from injuries sustained in the collision (to be provided after costs have been incurred).


The defendant was ordered to pay the plaintiff’s taxed or agreed party-and-party costs on the High Court scale up to date, including (as specified) the costs of counsel, medico-legal and actuarial reports (including addenda and joint minutes), qualifying/reservation/preparation fees of relevant experts, attendance fees of the clinical psychologist A. Cramer, reasonable costs related to medico-legal examinations, and the costs of necessary witnesses and/or the plaintiff’s attendance at court.


Cases Cited


Bridgman NO v Road Accident Fund 2002 (1) ALL SA 1 (CPD)


Michael and Another v Linksfield Park Clinic (Pty) Ltd and Another 2001 (3) SA 1188 (SCA)


Bolitho v City and Hackney Health Authority [1997] UKHL 46; [199] AC 232 (HL) (as cited in the judgment)


Goodall v President Insurance Co Ltd 1978 (1) SA 389 (W)


Legislation Cited


Road Accident Fund Act 56 of 1996, section 17(4)(a)


Rules of Court Cited


No rules of court were cited in the judgment.


Held


The court held that, notwithstanding the plaintiff’s voluntary resignation from employment after returning to work post-accident, the plaintiff had placed before the court sufficient reliable evidence (including expert evidence and actuarial computation) to discharge the onus of proving patrimonial loss in the form of past and future loss of earnings and/or earning capacity.


The court held further that the evaluation of expert evidence required a logical assessment of the defensibility of the experts’ conclusions, and that the actuarial approach and contingency deductions proposed were appropriate. Applying the sliding scale approach to contingencies, the court concluded that the proposed contingency deductions were fair and just and made a monetary award accordingly, together with the statutory undertaking and costs orders.


LEGAL PRINCIPLES


A plaintiff claiming compensation for patrimonial loss must prove on a balance of probabilities that the loss occurred. Although exact mathematical precision is not required, the plaintiff must present all reasonably available evidence to enable the court to quantify damages and make an appropriate award, consistent with Bridgman NO v Road Accident Fund 2002 (1) ALL SA 1 (CPD).


Expert opinion evidence must be evaluated on whether the opinions advanced are founded on logical reasoning and reach a defensible conclusion. A court is not bound to accept an expert view merely because it is genuinely held; the opinion must have a logical basis, consistent with Michael and Another v Linksfield Park Clinic (Pty) Ltd and Another 2001 (3) SA 1188 (SCA) and the approach endorsed with reference to Bolitho v City and Hackney Health Authority [1997] UKHL 46.


In quantifying loss of earnings and applying contingency deductions, the court may adopt a discretionary assessment informed by a recognised methodology, including the sliding scale approach referred to in Goodall v President Insurance Co Ltd 1978 (1) SA 389 (W), to arrive at an award that is fair and just in the circumstances.

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[2019] ZAGPPHC 51
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Ngomane v Road Accident Fund (1778/16) [2019] ZAGPPHC 51 (5 March 2019)

REPUBLIC OF SOUTH AFRICA
IN THE HIGH COURT OF SOUTH AFRICA
GAUTENG DIVISION, PRETORIA
(1)
NOT
REPORTABLE
(2)
NOT OF
INTEREST TO OTHER JUDGES
(3)
REVISED
CASE NO: 1778/16
5/3/2019
In
the matter between:
ZWELITHINI
SKHUMBUZO NGOMANE

PLAINTIFF
And
ROAD
ACCIDENT
FUND

DEFENDANT
JUDGMENT
COLLIS
J:
INTRODUCTION
1.
This
is an action wherein the Plaintiff claims damages arising from
injuries sustained by the Plaintiff as passenger in a collision
which
occurred on 10 May 2013.
2.
In
the particulars of claim at paragraph 6 thereof the Plaintiff alleges
to have sustained the following injuries:
6.1
soft tissue injury.
6.2
tear drop fracture of the C5;
6.3
Laceration on his right wrist.
3.
Furthermore at paragraph 8 thereof the
plaintiff alleges as follows.
"As a result of the aforesaid injuries
Plaintiff has suffered damage and is entitled to damages in the sum
of R855 000, 00
made up as follows:
8.1.1
Past medical/ Hospital expenses R100
000, 00
8.1.2
Future medical expenses R300 000, 00
8.1.3
Past and future loss of
Earninals/earning capacity R 350 000, 00
8.1.4
General Damages R500 000, 00"
8.2
The amount claimed for medical and
Hospital expenses is an estimated amount and the Plaintiff is not
currently in a position to
give a breakdown of the amount claimed.
8.3
The amount claimed for future medical
expenses is an estimated amount and the Plaintiff is not currently in
a position to give a
breakdown of the amount claimed.
8.4
The amount claimed for past and future
loss of earning capacity is an estimated amount and the Plaintiff is
not currently in a position
to give a breakdown of the amount
claimed.
8.5
The amount claimed for general Damages
is a global amount for pain and suffering loss of amenities and the
non-pecuniary aspects
of temporary and permanent disability".
4.
At
the commencement of the proceedings and at the request of the parties
the court was requested to record the following:
4.1
That
the issue of liability has become settled on the basis that the
Defendant shall pay 100% of the Plaintiff's agreed or proven
damages;
4.2
That
the Plaintiff was abandoning his claim in respect of past medical
expenses;
4.3
That
the Plaintiff's claim in respect of general damages has become
settled between the parties in the amount of R400 000,00;
4.4
That
the Defendant would provide the Plaintiff with an undertaking in
terms of section 17(4)(a) of the Act in settlement of the
plaintiff's
claim in respect of future medical expenses;
4.5
The
Defendant admitted the contents and correctness of the Plaintiff's
expect medico-legal reports which were handed in and marked
as
exhibit
A;
4.6
The
Plaintiff admitted the contents and correctness of the Defendant's
expect medico-legal reports, which were handed in and marked
as
Exhibit B;
4.7
By
agreement between the parties the contents and correctness of the
joint minutes prepared by the experts, were handed in and marked
as
exhibits C.
5.
The
court further admitted the above-listed report into evidence without
the need to call the individual experts to testify thereto.
DISPUTED
ISSUES
6.
This
court had to determine the extent of the plaintiff's past and future
loss of earnings and earning capacity.
EVIDENCE
7.
The
plaintiff, Mr Zwelithini Ngomane, sustained personal injuries in a
motor vehicle collision that occurred on 11 May 2013. At
the time of
the collision he was employed by the National Lottery Board occupying
the position of assistant company secretary.
He is an LLB graduate
from the University of Zululand.
8.
During
2015, he voluntarily resigned from his position to take up a position
overseeing the farm activities of his family sugarcane
farm. His net
salary during this period was approximately R75 029, 37.
9.
During
the collision he sustained the following injuries:
9.1
Right hip contusion
9.2
Cervical spine trauma consisting of a
teardrop fracture of C5
9.3
Contusion both shoulders
9.4
Laceration right wrist.
[1]
10.
Following
the collision the he was treated at the Tembisa Hospital where the
laceration to his wrist was sutured and the C5 teardrop
fracture was
treated with a hard collar and analgesics.
EXPERT
EVIDENCE
11.
In their joint minute, the Orthopaedic
surgeons recorded as follows:
11.1
That
the plaintiff's current complaints consist of pins and needles in
both thumbs and index fingers; pain in both his legs when
standing or
walking for too long.
11.2
Back,
shoulder and neck pain and also pain in his right hip area.
11.3
Headaches
and loss of power in both arms.
12.
The
Orthopaedic Surgeons were in agreement that the claimant's work
capabilities; work potential; age of retirement; loss of amenities
of
daily living needs to be assessed by expert opinion of the
occupational therapist and industrial psychologist.
13.
The
experts further opined that his longevity will not be influenced
except in the case of surgery.
14.
Dr
Booyse further noted that the plaintiff must have suffered a severe
psychological problem due to the circumstances of the injury
and the
expert recommended conservative treatment in the amount of R50 000,
00.
15.
Dr
Booyse was of the opinion that the plaintiff sustained a 26 % whole
person impairment and although below the 30% threshold, he
was of the
opinion that the plaintiff sustained a serious injury and qualifies
via
the
narrative test as set out in his report.
16.
Dr
Ngcoya rated the plaintiff's whole person impairment at 6 % and he
was of the opinion that the plaintiff did not suffer a serious

injury.
17.
The
Occupational Therapists in their joint minute made the following
observations:
[2]
18.
Prior
to the collision that the plaintiff held the occupation of Assistant
Secretary which job tasks would have fallen within the
parameters of
sedentary to light physical nature depending on the task, duration of
participation in such a task as well as weights
handled. He reported
to Ms Doran that he decided to resign due to the fact that he was
experiencing difficulties with his memory,
became forgetful as well
as receiving a lack of support from his fellow colleagues. To Ms
Doran he further indicated that he was
forgetful, irritable, could
not recall his acts, and suffered from poor concentration and that he
felt helpless.
19.
The
experts were in agreement that on a purely physical level that Mr
Ngomane did retain the physical ability to perform work tasks
of a
sedentary to light nature, but neither of these could be exerted on a
constant basis (67% - 100% of the time) equivalent to
his
pre-accident position. The occupational therapists agree that as a
result of the collision that the injuries which the plaintiff
had
sustained not only impacted on his physical abilities but also on his
psychological functioning. As a result thereof the plaintiff
finds
himself unemployed post­ collision and having challenging
inter-personal relationships. They further were in agreement
that due
to his ongoing symptomology, the plaintiff in future would probably
always need to approach and execute tasks in an adjusted
manner.
20.
The Clinical Psychologists Ms Cramer and
Ms Tromp also individually filed expert reports. During their joint
meeting as experts
they recorded that they were informed as at time
of the meeting that the plaintiff suffered from concentration and
memory complaints.
He also exhibited fatigability, mood problems,
insomnia and increased irritability. They both found evidence of
post­ traumatic
stress symptoms and they were in agreement that
he is depressed. He also displayed a loss of drive and motivation in
life. The
experts were further in agreement that although the
plaintiff retains the physical and intellectual capacity to work he
has suffered
from a deteriorating mental health since the accident,
which has hampered him in pursuit of suitable employment in spite of
his
qualifications. They were further in agreement that the plaintiff
has been left emotionally vulnerable and lacking in resilience
and
that his quality of life has been left severely impacted.
21.
The
Industrial Psychologists met on 26 November 2018. During such meeting
they agreed that at the time of the collision that the
plaintiff was
almost 38 years old and employed by the National Lottery Board as a
Legal Administration Officer. The experts agree
that in all
likelihood the plaintiff’s retirement age would have been 65
years of age furthermore given his level of progression
as at
Peterson 04 as at time of the collision, had it not been for the
collision, he would have progressed at a more rapid pace
than would
usually be expected. Furthermore taking into account his Patterson
level as at time of the collision post collision
he would have been
promoted to company secretary and with the necessary skill set
development and experience he would have been
able to reach Peterson
05 as a career ceiling at age 45 years.
22.
Post
morbid the experts further agreed that the plaintiff returned to his
pre­ accident employment after recuperating. Furthermore
that the
plaintiff voluntarily resigned from his position to take up
employment at his family's farm. He however has been unemployed
since
December 2015. Having regard to all other expert reports presented to
them, they opined that the plaintiff would be able
to return and
continue to work in the open labour market and will be able to
progress in his career path and likely earnings as
anticipated in the
pre­ accident scenario until retirement age 65 years.
EVALUATION
23.
Now
in determining the plaintiff's post and future loss of earning and
earning capacity this court has to determine whether post-accident

and as a result of the
sequelae
of
the collision, he has been unable to return to his position as a
Legal Administration Officer.
24.
Pre-accident
the experts agreed that the plaintiff was employed in this capacity
earning an income at Paterson level 0 4. Post-accident
the experts
further agreed albeit that the plaintiff returned to employment and
later resigned voluntary in all likelihood he would
have reached his
career ceiling at Paterson level 05 at age 45 years.
25.
In
Bridgman NO v Road Accident Fund
2002 (1) ALLSA 1
(CPD) the court
held that "in order to claim compensation for patrimonial loss a
plaintiff must discharge the onus of proving
on a balance of
probabilities that such loss has indeed occurred. That does not
necessarily mean that the plaintiff is required
to prove the loss
with mathematical precision however the plaintiff is required to
place before the court all evidence reasonably
available to enable
the court to qualify the damages and to make an appropriate award in
his favour."
26.
In
Michael and Another v Linksfield Park Clinic (Pty) Ltd and Another
2001 (3) SA 1188
(SCA) at para [36] and [37] the following is stated
relative to expert evidence and opinions of expert witnesses:
"[36] That being so what is required in
the evaluation of such evidence is to determine whether and to what
extent their opinions
advanced are founded on logical reasoning. That
is the thrust of the decision of the House of Lords in the medical
negligence case
of Bolitho v City and Hackney Health Authority
(1997)
UKHL 46
[199] AC 232 [HL(E)]. With the relevant dicta in the speech
of Lord Browne Wilkinson we respectively agree. Summarized they are

to the following effect.
[37] The court is not bound to absolved a
defendant from liability for allegedly negligent medical treatment or
diagnosis just because
evidence of expert opinion, albeit genuinely
held is that the treatment or diagnosis in issue accorded with sound
medical practice.
The court must be satisfied that such opinion has a
logical basis in other words that the expert has considered
comparative risks
and benefits and has reached 'a defensible
conclusion.' "
27.
In
making an assessment on the conclusions opined by the experts and the
weight to be attach to their opinions especially to that
of the
Industrial Psychologists relative to the projective earnings of the
plaintiff and applying the above principles
in
casu
I have had regard to the
undisputed facts in the matter. I list them to be the following:
27.1
Pre-accident
the plaintiff was gainfully employed in the position of Legal
Administration Officer.
27.2
Following
the collision he was able to return to his farmer employment but
voluntarily resigned from this position.
27.3
The
experts opined that he would be able to return and continue to work
in the open labour market and would be able to progress
in his career
path and likely earnings as anticipated in the pre-accident scenario
until retirement age of 65 years.
28.
On
behalf of the plaintiff, Mr Potgieter, prepared an actuarial report.
Same was marked Exhibit A page 10 -16. In terms of the said
report
the actuary approved contingency deductions of 5/0 % on past income
and 20/30 % on future income. Regarding the future contingencies
the
application of 10 % (pre-morbid) and 20 % (past-morbid) was applied.
29.
Given
the totality of the evidence presented, I am satisfied that the
plaintiff has discharged his
onus
of
presenting reliable evidence in proving his loss of earnings and /or
earning capacity.
30.
Having
regard further to the decision Goodall v President Insurance
1978 (1)
SA 389
0N) and the sliding scale method laid down in this decision I
am of the opinion that the percentages contingency deductions as
proposed by the actuary is both fair and just.
ORDER
31.
In the result, the following order is
made:
31.1
The Plaintiff is entitled to 100% of his
proven/agreed damages;
31.2
The Defendant shall pay the Plaintiff
the total amount of R 2 150 377, 15 (Two Million One Hundred and
Fifty Thousand Three Hundred
and Seventy Seven Rand and Fifteen
Cents) in respect of both his past and future loss of earning and
earning capacity as well as
his general damages;
31.3
The said amount to be paid into the
Plaintiffs attorneys Trust Account No: 03 228 5280 Standard Bank
Hatfield;
31.4
Interest on the above amount at a rate
of 10,25% per annum from a date 14 days after the date of judgment to
date of payment;
31.5
The Defendant is ordered to furnish the
Plaintiff with an undertaking in terms of
section 17(4)
(a) of the
Road Accident Fund Act 56 of 1996
in respect of future accommodation
in a hospital or nursing home or treatment of and or rendering of a
service or supplying of
goods to him arising from injuries sustained
by him in a collision which occurred on 10 May 2013 only after the
costs have been
incurred.
31.6
The Defendant shall pay the Plaintiff's
taxed or agreed party and party costs on the High Court Scale to
date, subject thereto that
such costs shall include the following:
31.6.1
The
costs of Plaintiff's counsel;
31.6.2
The
costs of all medico-legal, actuarial, addendum and joint reports
served by the Plaintiff as well as such reports furnished to
the
defendant or its attorney or in the Defendant's possession including
the costs of any investigations requested by the relevant
experts;
31.6.3
The
qualifying fees of the experts referred to in paragraph 31.6.2 above;
31.6.4
The
reservation and preparation fees of the exerts referred to in
paragraph 31.6.2 if any;
31.6.5
The
attendance fees of A. Cramer, the Clinical Psychologist;
31.6.6
The
reasonable costs incurred by and on behalf of the Plaintiff as well
as the costs consequent to attending the medico-legal examination
of
both parties;
31.6.7
The
costs of all necessary witnesses and or the Plaintiff who attended
court.
COLLIS J
JUDGE OF THE HIGH COURT OF
SOUTH AFRICA
Appearances:
For the
Plaintiff

: Adv. A P.J Bouwer
Attorney
of the Plaintiff
: Schutte
De Jong Inc.
For
the Defendant

: Adv. E. Moukangwe
Attorney
for the Defendant
: Tsebane Molaba Inc.
Date
of Hearing

: 27 November 2018
Date
of Judgment

: 05 March 2019
[1]
Exhibit C Page 3 - 6
[2]
Exhibit
C pages 7 - 10